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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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A Brief Recap of the CR and ECR Models

17 Apr 2009 RDP 2009-03
George Gardner and Andrew Stone
or cards from both networks; and, if they hold both, they can choose to use card i in preference to card j, or vice versa, where a merchant accepts both. ... and {. ,. }; and the fractions of those choosing to hold both cards who will then prefer to use
https://www.rba.gov.au/publications/rdp/2009/2009-03/brief-recap.html
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Measuring Credit Losses

31 Dec 2015 RDP 2015-06
David Rodgers
It is often also used for lending where a high loss rate is expected and built into the interest margin (credit card lending is one example). ... Instead of using the net charge to profit and loss to fund collective provisions, it includes only
https://www.rba.gov.au/publications/rdp/2015/2015-06/mea-cre-losses.html
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2 November 2010 | Minutes of the Monetary Policy Meeting of the Board

16 Nov 2010 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 November 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/02112010.html

ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia

28 Jan 2015 RDP PDF 739KB
issuer) that primarily reflects costs of ATM withdrawals made using a debit card. ... This is limiting. in the Australian case as banks do not typically charge for own-ATM withdrawals.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf

7 September 2010 | Minutes of the Monetary Policy Meeting of the Board

21 Sep 2010 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 September 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/07092010.html

Credit Losses at Australian Banks: 1980–2013

8 May 2015 RDP PDF 1495KB
It is often also used for lending where a high loss rate is expected and built into the interest margin (credit card lending is one example). ... Instead of using the net charge to profit and loss to fund collective provisions, it includes only
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-06.pdf

Appendix 2: Data

1 May 1995 RDP 9504
Philip Lowe
rates reported by major banks on their credit cards with interest free periods. ... Charge to profit by banks for bad and doubtful debts. RBA, internal sources.
https://www.rba.gov.au/publications/rdp/1995/9504/appendix-2.html
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Estimating Marginal Propensities to Consume in Australia Using Micro Data

27 Nov 2009 RDP PDF 252KB
We do not account for theeffect that servicing any credit card debt will have on consumption. ... that nolonger hold a credit card; although this does not imply a causal relationship.23.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-07.pdf

Appendix A: Data Details

12 Sep 2014 RDP 2014-06
Ryan Fox and Peter Tulip
cards, more frequently. ... 6.1. 0.3. Body corporate fees. 5.0. 0.2. Water charges. 3.3. 0.1.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html

Data

31 Dec 2013 RDP 2013-04
Callan Windsor, Jarkko Jääskelä and Richard Finlay
This argument is supported by the cross-tabulations in Figure 2, which show the mean ratios of home loans to home prices and the mean ratios of unsecured credit card debts ... and jewellery, and financial service charges.
https://www.rba.gov.au/publications/rdp/2013/2013-04/data.html