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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
PDF
2354KB
Debit cards 15 22 24 30 44 51. Credit and charge cards 11 9 19 22 19 26. ... Credit and charge cards 23 16 31 28 25 26. BPAY 10 10 11 8 9 8.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
Box B: Online Spending by Households
3 Feb 2011
SMP
– February 2011
PDF
120KB
https://www.rba.gov.au/publications/smp/2011/feb/pdf/box-b.pdf
Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases
2 Oct 2018
RDP
PDF
1746KB
credit card (if they held multiple cards, this was the one they used most often). ... incurred interest charges; the distribution of benefits from credit cards across income groups also.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-11.pdf
How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
PDF
1438KB
Debit cards 15 22 24 30. Credit and charge cards 11 9 19 22. ... Debit cards 21 27 22 26. Credit and charge cards 23 16 31 28.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf
Box B: The Effect of Policy Rate Changes on Household Debt Servicing
5 Nov 2009
SMP
PDF
139KB
Reserve Bank of Australia
https://www.rba.gov.au/publications/smp/2009/nov/pdf/box-b.pdf
Read me file for Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
10 Sep 2020
RDP
PDF
457KB
RDP 2020-06 supplementary information
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-read-me.pdf
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
RDP
PDF
1619KB
Debit cards 15 22 24 30 44. Credit and charge cards 11 9 19 22 19. ... Credit and charge cards 23 16 31 28 25. BPAY 10 10 11 8 9.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf
Domestic Financial Conditions
20 Nov 2023
SMP
- November 2023
PDF
2300KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/03-domestic-financial-conditions.pdf
Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
PDF
262KB
Massey (2008). 2 Unless otherwise separately identified, in this paper credit cards include credit/charge cards. ... a credit or charge card.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
The Changing Way We Pay: Trends in Consumer Payments
4 Feb 2015
RDP
PDF
1225KB
and charge cards 1.4 1.4 2.4 BPAY 0.3 0.5 0.4 Internet or phone banking na 0.4 0.2 PayPal na 0.1 0.3 ... Cash 69 62 47 38 29 18 Cards 26 31 43 43 43 53 Debit cards 15 22 24 21 27 22 Credit and charge cards 11 9 19 23 16
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf