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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Appendix A: Model Specifications
20 Sep 2022
RDP
2022-03
OpExp. Operating expenses ($). APRA (ARF_330.0). BDD. Bad and doubtful debt charge. ... t. The bad and doubtful debt charge has two components: write-offs and net new provisions.
https://www.rba.gov.au/publications/rdp/2022/2022-03/appendix-a.html
Credit Loss Modelling
20 Sep 2022
RDP
2022-03
The process by which loan loss provisions and bad debt charges are calculated in the model involves four steps:. ... The bad debt charge is then calculated as net write-offs plus the increase in the loan loss provision balance.
https://www.rba.gov.au/publications/rdp/2022/2022-03/credit-loss-modelling.html
Macrofinancial Stress Testing on Australian Banks
20 Sep 2022
RDP
2022-03
The process by which loan loss provisions and bad debt charges are calculated in the model involves four steps:. ... The bad debt charge is then calculated as net write-offs plus the increase in the loan loss provision balance.
https://www.rba.gov.au/publications/rdp/2022/2022-03/full.html
Capital and Asset Growth
20 Sep 2022
RDP
2022-03
The distribution of these new assets across various loan portfolios (housing loans, business loans, credit card loans, etc) is also assumed to be consistent with banks' current portfolio allocation. ... When calculating the relevant restriction, we
https://www.rba.gov.au/publications/rdp/2022/2022-03/capital-and-asset-growth.html