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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
24. 30. 44. Credit and charge cards. 11. 9. 19. 22. ... 36. Credit and charge cards. 23. 16. 31. 28. 25. BPAY.
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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Bulletin

18 Apr 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/

A Guide to the Card Payments System Reforms

10 Sep 2010 Bulletin – September 2010
Michele Bullock
MasterCard and Visa, and potentially issue credit cards to cardholders or provide card acceptance services to merchants. ... a credit card than cardholders that pay interest on their credit card; the latter group tends to use debit cards more frequently.
https://www.rba.gov.au/publications/bulletin/2010/sep/7.html

Merchant Service Fees for Credit Cards

14 Jul 2004 Bulletin PDF 53KB
Effective endOctober 2003, the Bankcard, MasterCard andVisa credit card schemes have been requiredto set this fee in conformity with a benchmarkbased on the costs incurred by banks issuingcredit cards. ... These institutionsaccount for almost all of the
https://www.rba.gov.au/publications/bulletin/2004/jul/pdf/bu-0704-2.pdf

How Australians Pay: Evidence from the 2016 Consumer Payments Survey

24 Jul 2017 RDP PDF 1438KB
Debit cards 15 22 24 30. Credit and charge cards 11 9 19 22. ... Debit cards 21 27 22 26. Credit and charge cards 23 16 31 28.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf

Bulletin Articles – 2005

9 Mar 2023 Bulletin
The Reserve Bank Bulletin is a monthly publication that contains economic commentary, feature articles, speeches and a set of statistical tables
https://www.rba.gov.au/publications/bulletin/2005/

Recent Developments in the ATM Industry

7 Dec 2017 Bulletin – December 2017
Stephen Mitchell and Chris Thompson
The ATM industry in Australia is undergoing a number of changes. Use of ATMs has been declining as people use cash less often for their transactions, though the number of ATMs remains at a high level. The total amount spent on ATM fees has fallen,
https://www.rba.gov.au/publications/bulletin/2017/dec/6.html

Understanding Merchants' and Consumers' Card Choices

17 Apr 2009 RDP 2009-02
George Gardner and Andrew Stone
is the (relatively high) effective per-transaction price that a consumer who holds both cards, but who would prefer to use card i over card j, faces for card j transactions. ... would gain from being able to switch his or her card payments from platform
https://www.rba.gov.au/publications/rdp/2009/2009-02/understanding-merchants.html
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Bank Fees in Australia

25 Jan 2024 Bulletin – January 2024
Jessica Dunphy
This article updates Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2024/jan/bank-fees-in-australia.html

Appendix A: Data

1 Jun 2015 RDP 2015-05
Nathan Viles, Alexandra Rush and Thomas Rohling
Australian Federal Police; RBA internal data. Credit card debt. The value of credit and charge card total balances as at the end of each quarter, whether or not incurring interest charges ... Scheme credit, debit and charge card fraud perpetrated in
https://www.rba.gov.au/publications/rdp/2015/2015-05/appendix-a.html
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