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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Credit and Charge Cards

20 Sep 2005 PSB Annual Report – 2005
cards. Imposing a charge allows them to accept credit cards, with the customer then free to choose whether the value they receive from using the card exceeds the cost of doing ... In part, this reflects the long history during which they were prevented
https://www.rba.gov.au/publications/annual-reports/psb/2005/credit.html

Appendix B: Estimation and Sensitivity Testing of Net Monetary Benefit

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
According to the survey, gift cards are the most common way that consumers redeem their points, used by just over one-third of rewards card holders (Figure B1). ... Respondents were asked ‘How much were you charged in credit card interest in your most
https://www.rba.gov.au/publications/rdp/2018/2018-11/appendix-b.html
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Payment Cards

8 Aug 2017 RDP 2017-04
Mary-Alice Doyle, Chay Fisher, Ed Tellez and Anirudh Yadav
Source: RBA calculations, based on data from Ipsos. Footnotes. In this paper, references to ‘payment cards’ or ‘cards’ refer to debit, credit and charge cards. ... the cards that they held, rather than selecting the type of card (i.e.
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
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Card Payment Systems

13 Sep 2007 PSB Annual Report – 2007
Most merchants that surcharge apply the same percentage rate for all credit and charge cards. ... Merchant service fees in the credit and charge card schemes have continued to fall over the past year.
https://www.rba.gov.au/publications/annual-reports/psb/2007/card-payments.html

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
15. 22. 24. 30. 44. 51. Credit and charge cards. 11. ... Credit and charge cards. 23. 16. 31. 28. 25. 26. BPAY.
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html
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Reform of Card Payment Systems

26 Sep 2006 PSB Annual Report – 2006
and requiring the removal of restrictions on merchants imposed by the credit and charge card schemes. ... As a result of the reforms, merchant service fees for credit and charge cards have fallen substantially.
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

21 Nov 2023 RDP PDF 2354KB
Debit cards 15 22 24 30 44 51. Credit and charge cards 11 9 19 22 19 26. ... Credit and charge cards 23 16 31 28 25 26. BPAY 10 10 11 8 9 8.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf

Willingness to Pay for the Use of Credit Card Features

11 Sep 2015 RDP 2015-03
Tai Lam and Crystal Ossolinski
Two additional card characteristics (whether the card is a premium card or charge card such as American Express or Diners Club) are also included as controls. ... 24.8. 55.7. 8.7. Charge card. 94.3. 31.6. 1.3. 0.2. Age (base = 30–39 years).
https://www.rba.gov.au/publications/rdp/2015/2015-03/willingness-pay-use-credit-card-features.html
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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
24. 30. 44. Credit and charge cards. 11. 9. 19. 22. ... 36. Credit and charge cards. 23. 16. 31. 28. 25. BPAY.
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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Competition and Efficiency

11 Nov 2004 PSB Annual Report – 2004
Most merchants that do charge for credit cards impose a uniform charge across credit and charge cards although some merchants are imposing higher charges for the more expensive American Express and ... The credit and charge card schemes operated by
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html