Search: card issuer
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RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Credit Loss Modelling
20 Sep 2022
RDP
2022-03
However, the latter estimate is based on a smaller sample of publicly traded residential mortgage-backed securities (RMBS), and selection bias in this sample (arising from incentives for RMBS issuers to ... Indicative of this, there has historically been
https://www.rba.gov.au/publications/rdp/2022/2022-03/credit-loss-modelling.html
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5 October 2010 | Minutes of the Monetary Policy Meeting of the Board
19 Oct 2010
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 October 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/05102010.html
A Model of Competing Payment Systems
17 Apr 2009
RDP
2009-02
merchant accepts the cards of both platforms, and those who would instead prefer to use card j over card i. ... card. Focusing without loss of generality on the cards of platform i, we see that consumers in the subsets.
https://www.rba.gov.au/publications/rdp/2009/2009-02/model-competing-payment-systems.html
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Competition Between Payment Systems
15 Apr 2009
RDP
PDF
243KB
theevent that a merchant accepts the cards of both platforms, and those who wouldinstead prefer to use card j over card i. ... choosing to hold both platforms’ cards and then choosing, respectively, to usecard i over card j, or vice versa, whenever a
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf
ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia
28 Jan 2015
RDP
PDF
739KB
issuer) that primarily reflects costs of ATM withdrawals made using a debit card. ... If the costs of credit functions are included, the weighted-average card issuer cost is $0.04 higher.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf
Loan Rate Stickiness: Theory and Evidence
31 Jan 2006
RDP
PDF
819KB
High risk credit card borrowers, on the other hand, are more likely to be interest rate sensitive because they fully intend to borrow on their cards. ... When a customer wishes to change credit cards, the new issuer may require her to pay off the balance
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9206.pdf
Competition Between Payment Systems: Results
15 Apr 2009
RDP
PDF
273KB
6. and the fractions of those choosing to hold both cards who will then prefer to usecard i over card j, or vice versa, at the moment of sale. ... ci, j;i) outnumber, sometimes by a significant margin, those who. hold both cards but prefer to use card j
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-03.pdf
Conclusions
17 Apr 2009
RDP
2009-03
Most notably it allows for flat rather than per-transaction pricing by platforms to consumers, and endogenises card holding and acceptance decisions by both consumers and merchants. ... It thus represents a fundamental change (and one that better matches
https://www.rba.gov.au/publications/rdp/2009/2009-03/conclusions.html
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The Social Costs of Currency Counterfeiting
1 Jun 2015
RDP
2015-05
This gives rise to two additional sources of social costs. First, currency issuers generate revenue through the issuance of banknotes, otherwise known as seigniorage. ... In Australia, studies have found that the average-sized cash transaction incurs
https://www.rba.gov.au/publications/rdp/2015/2015-05/social-costs-currency-counterfeiting.html
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Theories of Loan Rate Stickiness
1 Jun 1992
RDP
9206
High risk credit card borrowers, on the other hand, are more likely to be interest rate sensitive because they fully intend to borrow on their cards. ... When a customer wishes to change credit cards, the new issuer may require her to pay off the balance
https://www.rba.gov.au/publications/rdp/1992/9206/theories-of-loan-rate-stickiness.html
See 7 more results from "RDP 9206"