Search: card issuer
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RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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The Evolving Structure of the Australian Financial System
1 Dec 2009
RDP
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129KB
In theUnited States, where disintermediation has been a feature of the financial system fora decade or more, almost two-thirds of residential mortgages and half of theoutstanding credit card receivables are
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf
Monetary Transmission in a Deregulated Financial System
19 Nov 2012
RDP
PDF
825KB
plastic cards (either debit or credit). The model conclusions do not depend on this. ... cards. The central bank would, therefore, need "to set reserve requirements as a.
https://www.rba.gov.au/publications/rdp/1988/pdf/rdp8811.pdf
The Life of Australian Banknotes
28 Aug 2015
RDP
PDF
1252KB
i. Abstract. Understanding the life of banknotes is important to a currency issuer’s forward planning. ... 2. control for changes to currency issuer policies that affect the quality and distribution of banknotes.
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-10.pdf
The Supervisory Treatment of Banks’ Market Risk
30 Nov 2009
RDP
PDF
76KB
assets actually held) are subjectto a capital charge. The broadening of the arrangements to include short positionsrecognises that the creditworthiness of an issuer can improve or deteriorate overtime, and therefore the ... price of those particular
https://www.rba.gov.au/publications/rdp/1994/pdf/rdp9408.pdf
Credit Losses at Australian Banks: 1980–2013
8 May 2015
RDP
PDF
1495KB
It is often also used for lending where a high loss rate is expected and built into the interest margin (credit card lending is one example). ... Losses on personal lending, such as credit cards and non-housing term loans, were non-negligible, but appear
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-06.pdf
Home Prices and Household Spending
2 Feb 2015
RDP
PDF
732KB
This argument is supported by the cross-tabulations in Figure 2, which show the mean ratios of home loans to home prices and the mean ratios of unsecured credit card debts
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-04.pdf
The Yield and Market Function Effects of the Reserve Bank of Australia’s Bond Purchases
19 May 2022
RDP
PDF
1938KB
The Yield and Market Function Effects of the Reserve Bank of Australia’s. Bond Purchases. Richard Finlay, Dmitry Titkov and Michelle Xiang. Research Discussion Paper. R DP 2022- 02. Figures in this publication were generated using Mathematica.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-02.pdf
The Effect of Consumer Sentiment on Consumption
21 Nov 2016
RDP
PDF
1429KB
Research Discussion Paper. The Effect of Consumer Sentiment on Consumption. Christian Gillitzer and Nalini Prasad. RDP 2016-10. Figures in this publication were generated using Mathematica. The contents of this publication shall not be reproduced,
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-10.pdf
Do Interest Rates Affect Business Investment? Evidence from Australian Company-level Data
27 Apr 2018
RDP
PDF
1257KB
The companies facing. higher interest rates could be relying on more expensive forms of borrowing, such as credit cards or overdrafts,.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-05.pdf
Identifying Repo Market Microstructure from Securities Transactions Data
13 Aug 2018
RDP
PDF
2622KB
Identifying Repo Market Microstructure from Securities Transactions Data. Nicholas Garvin. Research Discussion Paper. R D P 2018- 09. Figures in this publication were generated using Mathematica. The contents of this publication shall not be
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-09.pdf