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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Research Discussion Papers – 2018

13 Feb 2018 RDP
Richard Finlay, Andrew Staib and Max Wakefield. RDP 2018-11 Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases.
https://www.rba.gov.au/publications/rdp/2018/

References

1 Aug 2021 RDP 2021-09
James Bishop and Emma Greenland
Moretti E (2011), ‘Local Labour Markets’, in D Card and O Ashenfelter (eds), Handbook of Labor Economics: Volume 4B, Handbooks in Economics, Elsevier, Amsterdam, pp 1237–1313.
https://www.rba.gov.au/publications/rdp/2021/2021-09/references.html
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The Yield and Market Function Effects of the Reserve Bank of Australia's Bond Purchases

24 May 2022 RDP 2022-02
Richard Finlay, Dmitry Titkov and Michelle Xiang
instead denotes the change in spread to AGS of bond i, and an additional term denoting issuer fixed effects is included.
https://www.rba.gov.au/publications/rdp/2022/2022-02/full.html
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Innovation

1 Nov 1984 RDP 8402
Lindsay F. Boulton and Warren J. Tease
Federal Reserve System, Washington, 1968. FEDERAL RESERVE SYSTEM. “Credit Cards in the U.S. ... No. 3, 1980, pp.27–30. MAYER, M. “Here Comes the Smart Card”.
https://www.rba.gov.au/publications/rdp/1984/8402/innovation.html
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Household-level Determinants of Missed Mortgage Payments

31 Dec 2014 RDP 2014-13
Matthew Read, Chris Stewart and Gianni La Cava
Credit card payment behaviour may also provide some information about mortgage payment behaviour. ... whether the household is ahead, behind or on schedule) and credit card payment behaviour.
https://www.rba.gov.au/publications/rdp/2014/2014-13/household-level-determinants.html

Method

11 Sep 2015 RDP 2015-01
Tom Bilston, Robert Johnson and Matthew Read
and P and C are the estimated interest payments on personal and credit card debt, respectively. ... Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and
https://www.rba.gov.au/publications/rdp/2015/2015-01/method.html
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Data

31 Dec 2004 RDP 2004-02
Adam Creighton, Luke Gower and Anthony Richards
Download the Paper 329. KB. We analyse the impact of credit rating changes on Australian issuers by Moody's and Standard and Poor's, the two largest agencies in the Australian ... These ratings are all ‘solicited’, being requested by the issuer,
https://www.rba.gov.au/publications/rdp/2004/2004-02/data.html
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Preliminary Analysis

31 Dec 2003 RDP 2003-09
Luci Ellis, Jeremy Lawson and Laura Roberts-Thomson
and credit card usage.
https://www.rba.gov.au/publications/rdp/2003/2003-09/preliminary-analysis.html
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Appendix B: Variable Definitions

31 Dec 2003 RDP 2003-08
Gianni La Cava and John Simon
household gross income (%). MORTGAGE DEBT = household mortgage repayments as a proportion of total weekly household disposable income (%). CREDIT CARDS = number of credit cards in the household. CREDIT CARD INTEREST = 1 if ... household pays interest on
https://www.rba.gov.au/publications/rdp/2003/2003-08/appendix-b.html
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The Life of Australian Banknotes

3 Sep 2015 RDP 2015-10
Alexandra Rush
Understanding the life of banknotes is important to a currency issuer's forward planning. ... account shocks to currency demand, or changes to currency issuer policies that affect distribution arrangements or the quality of circulating banknotes.
https://www.rba.gov.au/publications/rdp/2015/2015-10.html
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