Search: card issuer
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RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Card Payments
27 Nov 2023
RDP
2023-08
functionality combined with most card issuers supporting the storage of their cards in mobile wallets (such as those provided by Apple, Google and Samsung). ... Besides consumer demand for convenience, the rise of contactless payments in Australia has
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html
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Payment Cards
8 Aug 2017
RDP
2017-04
the cards that they held, rather than selecting the type of card (i.e. ... amenable to using this method of payment if, for example, they had access to the appropriate technology and card issuer.
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
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Private Net Costs
31 Dec 2014
RDP
2014-14
For merchants, the private costs of credit cards are lower for card-present transactions than for card-not-present transactions. ... Acquirers receive a net transfer as only part of the fees received from merchants is paid to card issuers through the
https://www.rba.gov.au/publications/rdp/2014/2014-14/private-net-costs.html
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Appendix F: End of Survey Questionnaire
8 Oct 2018
RDP
2018-11
Customer service or quality of the card issuer's website/apps. Less costly to use overseas. ... Linked to my mortgage/other bank accounts. Customer service or quality of the card issuer's website/apps.
https://www.rba.gov.au/publications/rdp/2018/2018-11/appendix-f.html
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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
14 Sep 2020
RDP
2020-06
product offering across card issuers. ... All card payments. 3.9. Credit cards. 5.0. Debit cards. 3.4. Reward cardholder status.
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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Modelling Consumer Payment Behaviour for Australia
1 Jul 2009
RDP
2009-04
of the credit card and views the card more favourably; and card issuers may send pre-approved loyalty program invitations to consumers who have been heavily using credit cards. ... These cards are aimed at revolver consumers, who represent around 34 per
https://www.rba.gov.au/publications/rdp/2009/2009-04/modelling-consumer-payment-behaviour-australia.html
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The ATM Market in Australia
31 Dec 2012
RDP
2012-03
a) That is, the own-bank processing cost incurred by the cardholder's bank (or more generally the card issuer) that primarily reflects costs of ATM withdrawals made using a debit ... If the costs of credit functions are included, the weighted-average
https://www.rba.gov.au/publications/rdp/2012/2012-03/atm-mkt-australia.html
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Data
11 Sep 2015
RDP
2015-03
The detailed features of the credit cards were obtained from information on card issuers' websites. ... In the Australian market, institutions issuing credit cards typically offer a number of card product categories that involve different mixes of card
https://www.rba.gov.au/publications/rdp/2015/2015-03/data.html
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Data Description
22 Jul 2020
RDP
2020-03
Issuers of securitisations may also face incentives to disproportionately select certain types of loans, such as through the credit rating agencies' ratings criteria. ... The calculation does not take into account additional debts, such as credit card
https://www.rba.gov.au/publications/rdp/2020/2020-03/data-description.html
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Credit Loss Modelling
20 Sep 2022
RDP
2022-03
However, the latter estimate is based on a smaller sample of publicly traded residential mortgage-backed securities (RMBS), and selection bias in this sample (arising from incentives for RMBS issuers to ... Indicative of this, there has historically been
https://www.rba.gov.au/publications/rdp/2022/2022-03/credit-loss-modelling.html
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