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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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How Risky is Australian Household Debt?

25 Aug 2020 RDP 2020-05
Jonathan Kearns, Mike Major and David Norman
Debt-servicing costs also include interest payments on personal and credit card debt, and we assume households also repay 2 per cent of the principal on these additional loans each year.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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The Life of Australian Banknotes

3 Sep 2015 RDP 2015-10
Alexandra Rush
Understanding the life of banknotes is important to a currency issuer's forward planning. ... account shocks to currency demand, or changes to currency issuer policies that affect distribution arrangements or the quality of circulating banknotes.
https://www.rba.gov.au/publications/rdp/2015/2015-10.html
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Method

11 Sep 2015 RDP 2015-01
Tom Bilston, Robert Johnson and Matthew Read
and P and C are the estimated interest payments on personal and credit card debt, respectively. ... Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and
https://www.rba.gov.au/publications/rdp/2015/2015-01/method.html
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Preliminary Analysis

31 Dec 2003 RDP 2003-09
Luci Ellis, Jeremy Lawson and Laura Roberts-Thomson
and credit card usage.
https://www.rba.gov.au/publications/rdp/2003/2003-09/preliminary-analysis.html
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Data

31 Dec 2004 RDP 2004-02
Adam Creighton, Luke Gower and Anthony Richards
Download the Paper 329. KB. We analyse the impact of credit rating changes on Australian issuers by Moody's and Standard and Poor's, the two largest agencies in the Australian ... These ratings are all ‘solicited’, being requested by the issuer,
https://www.rba.gov.au/publications/rdp/2004/2004-02/data.html
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Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data

4 Feb 2015 RDP PDF 728KB
Mortgage status %%. 2010. Credit card paymentbehaviour. Doesn’tpay off. Pays offNo cardBehindAbout onAhead. ... credit card ordid not always pay off the entire balance of their credit card each month.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf

Methodology

2 Dec 2009 RDP 2009-07
Laura Berger-Thomson, Elaine Chung and Rebecca McKibbin
This accounts for the possibility that households who obtain a credit card may do so in order to fund greater consumption. ... We do not account for the effect that servicing any credit card debt will have on consumption.
https://www.rba.gov.au/publications/rdp/2009/2009-07/methodology.html
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Appendix A: Data Details

12 Sep 2014 RDP 2014-06
Ryan Fox and Peter Tulip
cards, more frequently.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html

References

31 Dec 1999 RDP 1999-12
James Vickery
69–84. Card, D., F. Kramarz and T. Lemieux (1998), ‘Changes in the Relative Structure of Wages and Employment: A Comparison of Canada, France and the United States’, Centre for Economic
https://www.rba.gov.au/publications/rdp/1999/1999-12/references.html
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Appendix B: Variable Definitions

31 Dec 2003 RDP 2003-08
Gianni La Cava and John Simon
household gross income (%). MORTGAGE DEBT = household mortgage repayments as a proportion of total weekly household disposable income (%). CREDIT CARDS = number of credit cards in the household. CREDIT CARD INTEREST = 1 if ... household pays interest on
https://www.rba.gov.au/publications/rdp/2003/2003-08/appendix-b.html
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