Search: card issuer
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cardissuers?
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
Debt-servicing costs also include interest payments on personal and credit card debt, and we assume households also repay 2 per cent of the principal on these additional loans each year.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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The Life of Australian Banknotes
3 Sep 2015
RDP
2015-10
Understanding the life of banknotes is important to a currency issuer's forward planning. ... account shocks to currency demand, or changes to currency issuer policies that affect distribution arrangements or the quality of circulating banknotes.
https://www.rba.gov.au/publications/rdp/2015/2015-10.html
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Method
11 Sep 2015
RDP
2015-01
and P and C are the estimated interest payments on personal and credit card debt, respectively. ... Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and
https://www.rba.gov.au/publications/rdp/2015/2015-01/method.html
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Preliminary Analysis
31 Dec 2003
RDP
2003-09
and credit card usage.
https://www.rba.gov.au/publications/rdp/2003/2003-09/preliminary-analysis.html
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Data
31 Dec 2004
RDP
2004-02
Download the Paper 329. KB. We analyse the impact of credit rating changes on Australian issuers by Moody's and Standard and Poor's, the two largest agencies in the Australian ... These ratings are all ‘solicited’, being requested by the issuer,
https://www.rba.gov.au/publications/rdp/2004/2004-02/data.html
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Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
4 Feb 2015
RDP
PDF
728KB
Mortgage status %%. 2010. Credit card paymentbehaviour. Doesn’tpay off. Pays offNo cardBehindAbout onAhead. ... credit card ordid not always pay off the entire balance of their credit card each month.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf
Methodology
2 Dec 2009
RDP
2009-07
This accounts for the possibility that households who obtain a credit card may do so in order to fund greater consumption. ... We do not account for the effect that servicing any credit card debt will have on consumption.
https://www.rba.gov.au/publications/rdp/2009/2009-07/methodology.html
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Appendix A: Data Details
12 Sep 2014
RDP
2014-06
cards, more frequently.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html
References
31 Dec 1999
RDP
1999-12
69–84. Card, D., F. Kramarz and T. Lemieux (1998), ‘Changes in the Relative Structure of Wages and Employment: A Comparison of Canada, France and the United States’, Centre for Economic
https://www.rba.gov.au/publications/rdp/1999/1999-12/references.html
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Appendix B: Variable Definitions
31 Dec 2003
RDP
2003-08
household gross income (%). MORTGAGE DEBT = household mortgage repayments as a proportion of total weekly household disposable income (%). CREDIT CARDS = number of credit cards in the household. CREDIT CARD INTEREST = 1 if ... household pays interest on
https://www.rba.gov.au/publications/rdp/2003/2003-08/appendix-b.html
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