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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Non-technical summary for 'The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey'

20 Nov 2023 RDP PDF 283KB
RDP 2023-08 non-technical summary
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-non-technical-summary.pdf

Do Australian Households Borrow to Keep up with the Joneses?

8 Nov 2022 RDP PDF 1659KB
consumption (car debt and credit card debt). And while investment debt may generate dividend. ... Non-mortgage. Credit card Hire purchase Car Business Investment. Gini coefficient –0.22.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-06.pdf

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

22 Nov 2023 RDP PDF 143KB
RDP 2023-08 supplementary information
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-read-me.pdf

FINANCIAL INNOVATION BIBLIOGRAPHY compiled by Lindsay F. Boultori and ...

14 Oct 2014 RDP PDF 2298KB
76, 1967, pp.889-892. RUSSELL, T. The Economics of Bank Credit Cards.
https://www.rba.gov.au/publications/rdp/1984/pdf/rdp8402.pdf

How Risky is Australian Household Debt?

25 Aug 2020 RDP 2020-05
Jonathan Kearns, Mike Major and David Norman
Debt-servicing costs also include interest payments on personal and credit card debt, and we assume households also repay 2 per cent of the principal on these additional loans each year.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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The Life of Australian Banknotes

3 Sep 2015 RDP 2015-10
Alexandra Rush
Understanding the life of banknotes is important to a currency issuer's forward planning. ... account shocks to currency demand, or changes to currency issuer policies that affect distribution arrangements or the quality of circulating banknotes.
https://www.rba.gov.au/publications/rdp/2015/2015-10.html
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Method

11 Sep 2015 RDP 2015-01
Tom Bilston, Robert Johnson and Matthew Read
and P and C are the estimated interest payments on personal and credit card debt, respectively. ... Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and
https://www.rba.gov.au/publications/rdp/2015/2015-01/method.html
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Read me file for Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

10 Sep 2020 RDP PDF 457KB
RDP 2020-06 supplementary information
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-read-me.pdf

Appendix A: Data Details

12 Sep 2014 RDP 2014-06
Ryan Fox and Peter Tulip
cards, more frequently.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html

Methodology

2 Dec 2009 RDP 2009-07
Laura Berger-Thomson, Elaine Chung and Rebecca McKibbin
This accounts for the possibility that households who obtain a credit card may do so in order to fund greater consumption. ... We do not account for the effect that servicing any credit card debt will have on consumption.
https://www.rba.gov.au/publications/rdp/2009/2009-07/methodology.html
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