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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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The ATM Market in Australia

31 Dec 2012 RDP 2012-03
Clare Noone
a) That is, the own-bank processing cost incurred by the cardholder's bank (or more generally the card issuer) that primarily reflects costs of ATM withdrawals made using a debit ... If the costs of credit functions are included, the weighted-average
https://www.rba.gov.au/publications/rdp/2012/2012-03/atm-mkt-australia.html
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Data

11 Sep 2015 RDP 2015-03
Tai Lam and Crystal Ossolinski
The detailed features of the credit cards were obtained from information on card issuers' websites. ... In the Australian market, institutions issuing credit cards typically offer a number of card product categories that involve different mixes of card
https://www.rba.gov.au/publications/rdp/2015/2015-03/data.html
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis

19 Jul 2020 RDP PDF 1853KB
Elul et al (2010) use borrowers’ credit card data as a proxy for liquidity constraints. ... Issuers of securitisations may also face incentives to disproportionately select certain types of loans,.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf

Financial Stability Review

15 Nov 2023 FSR - October 2023 PDF 4631KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/financial-stability-review-2023-10.pdf

Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes

11 Dec 2018 RDP PDF 1641KB
Abstract. The Reserve Bank of Australia is the sole issuer and redeemer of Australian banknotes. ... 16. Figure 11: Estimates of Cash Spending. Monthly. Notes: Card payments includes payments made by businesses using debit cards; dashed line indicates
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf

List of graphs

10 Sep 2004 FSR – September 2004
Graph A1: Credit Card and Housing Loans Past Due. ... Graph 2: Issuance of RMBS by Type of Issuer.
https://www.rba.gov.au/publications/fsr/2004/sep/graphs.html

Financial Stability Review - September 2004

6 Jan 2005 FSR PDF 1099KB
Box A: Credit Card Indicators. Outstanding debt on credit cards accounts for about 3 per cent of the total debt owed by the household sector. ... In part, this refl ected strong growth in the number of cards on issue, although the average amount drawn
https://www.rba.gov.au/publications/fsr/2004/sep/pdf/0904.pdf

The Global and Macro-financial Environment

22 Mar 2024 FSR – March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html

The Social Costs of Currency Counterfeiting

1 May 2015 RDP PDF 881KB
Finally, the response of the stock of credit card debt is also positive which suggests that the public also increase their use of credit cards following a shock. ... We would expect the counterfeiting shock to reduce the demand for banknotes and increase
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-05.pdf

Data Description

22 Jul 2020 RDP 2020-03
Michelle Bergmann
Issuers of securitisations may also face incentives to disproportionately select certain types of loans, such as through the credit rating agencies' ratings criteria. ... The calculation does not take into account additional debts, such as credit card
https://www.rba.gov.au/publications/rdp/2020/2020-03/data-description.html
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