Search: card issuer
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RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Box B: Competition in Household Lending in New Zealand and the United Kingdom
10 Mar 2006
FSR
– March 2006
Moreover, competition has manifested itself in an increasing number of card issuers offering low-rate cards and free balance-transfer deals. ... More recently, some banks and other credit card issuers in the United Kingdom have begun to offer credit
https://www.rba.gov.au/publications/fsr/2006/mar/box-b.html
Box B: Competition in Household Lending in New Zealand and the United Kingdom
27 Mar 2006
FSR
– March 2006
PDF
30KB
https://www.rba.gov.au/publications/fsr/2006/mar/pdf/box-b.pdf
Financial Stability Review - September 2005
26 Sep 2005
FSR
- September 2005
PDF
494KB
https://www.rba.gov.au/publications/fsr/2005/sep/pdf/0905.pdf
Modelling Consumer Payment Behaviour for Australia
1 Jul 2009
RDP
2009-04
of the credit card and views the card more favourably; and card issuers may send pre-approved loyalty program invitations to consumers who have been heavily using credit cards. ... These cards are aimed at revolver consumers, who represent around 34 per
https://www.rba.gov.au/publications/rdp/2009/2009-04/modelling-consumer-payment-behaviour-australia.html
See 9 more results from "RDP 2009-04"
Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
PDF
262KB
Credit cards are used relatively more at higher income levels, while debit card use. ... views the card more favourably; and card issuers may send pre-approved loyalty program invitations to consumers who have been heavily using credit cards.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
incentives for RMBS issuers to only include high-quality loans) may plausibly bias this multiple higher. ... a tight relationship between the unemployment rate and credit card loss rates during stress events.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
Financial Stability Review - March 2006
28 Mar 2006
FSR
- March 2006
PDF
645KB
https://www.rba.gov.au/publications/fsr/2006/mar/pdf/0306.pdf
Resilience of Australian Households and Businesses
6 Oct 2023
FSR
– October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html
Developments in the Financial System Architecture
20 Oct 2016
FSR
– October 2016
In May, the Bank published the conclusions to its Review of Card Payments Regulation. ... To address issues of competitive neutrality, interchange-like payments to issuers in the American Express companion card system will be regulated equivalently to
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
Elul et al (2010) use borrowers’ credit card data as a proxy for liquidity constraints. ... Issuers of securitisations may also face incentives to disproportionately select certain types of loans,.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf