Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Data
11 Sep 2015
RDP
2015-03
The detailed features of the credit cards were obtained from information on card issuers' websites. ... In the Australian market, institutions issuing credit cards typically offer a number of card product categories that involve different mixes of card
https://www.rba.gov.au/publications/rdp/2015/2015-03/data.html
See 14 more results from "RDP 2015-03"
Regulatory Developments in Retail Payments
2 Oct 2013
PSB Annual Report
– 2013
At the same time, it was considered that there are good reasons why card issuers should be required to be of sound financial standing. ... Where an issuer wishes to include applications from two networks on the same card and chip, the networks have
https://www.rba.gov.au/publications/annual-reports/psb/2013/reg-dev-ret-pay.html
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
Elul et al (2010) use borrowers’ credit card data as a proxy for liquidity constraints. ... Issuers of securitisations may also face incentives to disproportionately select certain types of loans,.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
Payments System Board Annual Report 2002 - Competition and Efficiency
22 Sep 2005
PSB Annual Report
2002
PDF
154KB
https://www.rba.gov.au/publications/annual-reports/psb/2002/pdf/competition.pdf
Payments System Regulation and Policy Issues
28 Sep 2022
PSB Annual Report
– September 2022
The main new policy measures in this area included:. An expectation that larger debit card issuers will continue to issue dual-network debit cards (DNDCs). ... For these issuers, the Bank also set an expectation that both card schemes on DNDCs will be
https://www.rba.gov.au/publications/annual-reports/psb/2022/payments-system-regulation-and-policy-issues.html
Payments System Board Annual Report 2011 - Developments in Retail Payment Systems
20 Sep 2011
PSB Annual Report
2011
PDF
583KB
https://www.rba.gov.au/publications/annual-reports/psb/2011/pdf/dev-payment.pdf
Retail Payments Regulation and Policy Issues
17 Oct 2019
PSB Annual Report
– 2019
The Board also stressed that the benefits to competition from LCR should not be prevented by issuers removing networks from dual-network cards. ... Issuers also have responsibilities to facilitate SCA for online CNP transactions when their fraud rates
https://www.rba.gov.au/publications/annual-reports/psb/2019/retail-payments-regulation-and-policy-issues.html
List of tables
14 Sep 2017
PSB Annual Report
– 2017
Sources: ASX; CLS; RBA. Table 4: Selected Debit and Prepaid Card Interchange Fees: eftpos. ... Ceiling. –. 0.80. –. 0.80. (a) Fees are paid by the acquirer to the issuer.
https://www.rba.gov.au/publications/annual-reports/psb/2017/tables.html
The Evolving Payments Landscape
21 Oct 2021
PSB Annual Report
– 2021
g. For example, data released by a large card issuer showed that the value of monthly transactions made using mobile wallets more than doubled over the past 18 months. ... Apple Pay, Samsung Pay and Google Pay are now supported by almost all card
https://www.rba.gov.au/publications/annual-reports/psb/2021/the-evolving-payments-landscape.html
Competition and Co-operation in Retail Payments
25 Oct 2010
PSB Annual Report
– 2010
The difference in interchange fee flows has tended to result in card issuers favouring scheme debit cards and promoting them to customers, while merchants have tended to favour EFTPOS. ... A widespread move by other issuers to follow Westpac's strategy
https://www.rba.gov.au/publications/annual-reports/psb/2010/competition-payments.html