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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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List of tables

8 Sep 2011 PSB Annual Report – 2011
Shares in the year to June 2011, per cent. Number. Value. Credit cards. ... Sources: credit card issuers' websites as at 30 June 2011. Table 8: Fraud on Australian-issued Payment Instruments.
https://www.rba.gov.au/publications/annual-reports/psb/2011/tables.html

Macrofinancial Stress Testing on Australian Banks

13 Sep 2023 RDP PDF 1940KB
incentives for RMBS issuers to only include high-quality loans) may plausibly bias this multiple higher. ... a tight relationship between the unemployment rate and credit card loss rates during stress events.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf

Payments System Board Annual Report 2004 - Competition and Efficiency

22 Sep 2005 PSB Annual Report 2004 PDF 67KB
https://www.rba.gov.au/publications/annual-reports/psb/2004/pdf/competition.pdf

List of tables

2 Oct 2013 PSB Annual Report – 2013
products offered by the top 10 credit card issuers and selected major merchants; the top 10 issuers are based on issuing market shares calculated from the Bank's Retail Payments Statistics ... Sources: RBA; card issuers' websites. Table 6: Fraud Losses
https://www.rba.gov.au/publications/annual-reports/psb/2013/tables.html

Payments System Regulation and Policy Issues

11 Oct 2023 PSB Annual Report - 2023 PDF 347KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/payments-system-regulation-and-policy-issues.pdf

The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis

19 Jul 2020 RDP PDF 1853KB
Elul et al (2010) use borrowers’ credit card data as a proxy for liquidity constraints. ... Issuers of securitisations may also face incentives to disproportionately select certain types of loans,.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf

Payments System Board Annual Report 2002 - Competition and Efficiency

22 Sep 2005 PSB Annual Report 2002 PDF 154KB
https://www.rba.gov.au/publications/annual-reports/psb/2002/pdf/competition.pdf

Trends in Payments, Clearing and Settlement Systems

15 Oct 2020 PSB Annual Report – 2020
In the past few years, many card issuers have supported the use of their cards in digital wallet applications provided by Apple, Samsung and Google, for example. ... Two significant components of merchant fees are interchange fees (paid by the acquirer
https://www.rba.gov.au/publications/annual-reports/psb/2020/trends-in-payments-clearing-and-settlement-systems.html

The ATM Market in Australia

31 Dec 2012 RDP 2012-03
Clare Noone
a) That is, the own-bank processing cost incurred by the cardholder's bank (or more generally the card issuer) that primarily reflects costs of ATM withdrawals made using a debit ... If the costs of credit functions are included, the weighted-average
https://www.rba.gov.au/publications/rdp/2012/2012-03/atm-mkt-australia.html
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Payments System Board Annual Report 2011 - Developments in Retail Payment Systems

20 Sep 2011 PSB Annual Report 2011 PDF 583KB
https://www.rba.gov.au/publications/annual-reports/psb/2011/pdf/dev-payment.pdf