Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Card Payments
27 Nov 2023
RDP
2023-08
functionality combined with most card issuers supporting the storage of their cards in mobile wallets (such as those provided by Apple, Google and Samsung). ... Besides consumer demand for convenience, the rise of contactless payments in Australia has
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html
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Credit and Charge Cards
20 Sep 2005
PSB Annual Report
– 2005
In addition, most card issuers have increased the average annual fee for having a credit card with a reward scheme, and many have placed a cap on the reward points that ... case. For many years, these consumers have helped subsidise the generous reward
https://www.rba.gov.au/publications/annual-reports/psb/2005/credit.html
Reform of Card Payment Systems
26 Sep 2006
PSB Annual Report
– 2006
This has encouraged some card issuers to focus more on attracting customers who use their credit cards to borrow, by offering them lower interest rates. ... This fee averages around $1 per withdrawal. A small number of card issuers absorb this cost and
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html
Payment Cards
8 Aug 2017
RDP
2017-04
the cards that they held, rather than selecting the type of card (i.e. ... amenable to using this method of payment if, for example, they had access to the appropriate technology and card issuer.
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
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Private Net Costs
31 Dec 2014
RDP
2014-14
For merchants, the private costs of credit cards are lower for card-present transactions than for card-not-present transactions. ... Acquirers receive a net transfer as only part of the fees received from merchants is paid to card issuers through the
https://www.rba.gov.au/publications/rdp/2014/2014-14/private-net-costs.html
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Card Payment Systems
13 Sep 2007
PSB Annual Report
– 2007
At the time, these benchmarks – which were based on the costs of credit card issuers – were both around 0.55 per cent (excluding GST), compared with a weighted-average interchange fee ... MasterCard has also introduced a chip rate for its debit cards,
https://www.rba.gov.au/publications/annual-reports/psb/2007/card-payments.html
Appendix F: End of Survey Questionnaire
8 Oct 2018
RDP
2018-11
Customer service or quality of the card issuer's website/apps. Less costly to use overseas. ... Linked to my mortgage/other bank accounts. Customer service or quality of the card issuer's website/apps.
https://www.rba.gov.au/publications/rdp/2018/2018-11/appendix-f.html
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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
14 Sep 2020
RDP
2020-06
product offering across card issuers. ... All card payments. 3.9. Credit cards. 5.0. Debit cards. 3.4. Reward cardholder status.
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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Competition and Efficiency
21 Mar 2002
PSB Annual Report
– 2001
Revenues from interchange fees allow credit card issuers to ‘subsidise’ cardholders to use their credit cards, by charging them less than the cost of the credit card payment services they use ... In Australia, interchange fees for proprietary debit
https://www.rba.gov.au/publications/annual-reports/psb/2001/competition.html
Competition and Efficiency
11 Nov 2004
PSB Annual Report
– 2004
They are also not permitted to discriminate on the basis of whether the potential entrant will be an issuer of credit cards only, an acquirer of credit card transactions only or ... Offsetting this, many issuers have introduced cards featuring
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html