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RBA Glossary definition for broad money

broad money – The widest definition of money published by the Reserve Bank of Australia (RBA). Broad money is defined as currency plus ADI deposits from the non-AFI private sector, plus other short-term liquid AFI liabilities held by the non-AFI private sector.

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The Rise in Household Liquidity

10 Nov 2021 RDP 2021-10
Gianni La Cava and Lydia Wang
consumption, debt, financial stability, households, housing, income and wealth, interest rates, money. ... The increase in liquidity over recent decades has been broad based across households, though strongest amongst those with mortgage debt.
https://www.rba.gov.au/publications/rdp/2021/2021-10.html

Conclusion

10 Nov 2021 RDP 2021-10
Gianni La Cava and Lydia Wang
The increase in buffers over recent decades has been broad based across households, though strongest amongst households with mortgage debt.
https://www.rba.gov.au/publications/rdp/2021/2021-10/conclusion.html

The Rise in Household Liquidity

10 Nov 2021 RDP 2021-10
Gianni La Cava and Lydia Wang
The money in a redraw facility, while accessible, is not available for same-day, at-call withdrawal. ... The decline in the prevalence of liquidity constraints is broad based across age and housing tenure (Figure 10).
https://www.rba.gov.au/publications/rdp/2021/2021-10/full.html

The Rise in Household Liquidity

10 Nov 2021 RDP 2021-10
Gianni La Cava and Lydia Wang
The increase in liquidity in Australia has been broad based across the population, such that the share of liquidity-constrained households (with particularly low buffers) has gradually fallen over time. ... We leave this possibility to future research.
https://www.rba.gov.au/publications/rdp/2021/2021-10/the-rise-in-household-liquidity.html

Stylised Facts about Household Liquidity

10 Nov 2021 RDP 2021-10
Gianni La Cava and Lydia Wang
The increase in liquidity is also very broad based across households, though housing tenure appears to be important in explaining the trend as well. ... The decline in the prevalence of liquidity constraints is broad based across age and housing tenure
https://www.rba.gov.au/publications/rdp/2021/2021-10/stylised-facts-about-household-liquidity.html