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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Appendix C: Full Results

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
May. (a). Jun. Jul. Aug. Sep. Oct. SME borrower. 2.691. (6.060). ... Jun. Jul. Aug. Sep. Oct. Nov. Dec. SME borrower. 15.483. (6.058).
https://www.rba.gov.au/publications/rdp/2022/2022-07/appendix-c.html

Conclusion

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
would have on the economy, potentially affecting the various lenders and borrowers in different ways.
https://www.rba.gov.au/publications/rdp/2022/2022-07/conclusion.html

The Term Funding Facility: Has It Encouraged Business Lending?

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
Borrower. j. is a dummy variable equal to 1 for SMEs and 0 for large businesses. ... We add the bank characteristic, Characteristic. n. , and the characteristic interacted with the SME borrower dummy, one at a time into our baseline specification:.
https://www.rba.gov.au/publications/rdp/2022/2022-07/full.html

Was the Additional Allowance Feature Effective?

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
Borrower. j. is a dummy variable equal to 1 for SMEs and 0 for large businesses. ... coefficients on the small business borrower dummy for the most recent few months in our sample (Figure B2; Table C3).
https://www.rba.gov.au/publications/rdp/2022/2022-07/was-the-additional-allowance-feature-effective.html

Identification Strategies, Challenges and Assumptions

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
Non-banks' business customers may have also been affected by the pandemic differently to firms that borrow from banks, including because non-banks may lend to a different population of borrowers ... In this model, our dependent variable is log credit and
https://www.rba.gov.au/publications/rdp/2022/2022-07/identification-strategies-challenges-and-assumptions.html