Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
borrowers to repay their loans and the values of the assets these loans are secured against. ... rate loans, the policy easing also directly reduces borrowers’ interest payments, thereby improving.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
The Provision of Financial Services – Trends, Prospects and Implications
1 Dec 1993
RDP
9315
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1993/9315.html
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Macroprudential Limits on Mortgage Products: The Australian Experience
4 Aug 2021
RDP
PDF
2345KB
borrowers that will rent out the housing. The second policy, announced early 2017, imposed limits. ... banks’ mortgage pricing power (7.2.3); borrowers’ reclassifications of mortgage types (7.3); and,.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-07.pdf
The Liberalisation and Integration of Domestic Financial Markets in Western Pacific Economies
1 Sep 1995
RDP
9506
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1995/9506.html
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Non-technical summary for 'The Real Effects of Debt Covenants: Evidence from Australia'
18 Oct 2022
RDP
PDF
480KB
RDP 2022-05 non-technical summary
https://www.rba.gov.au/publications/rdp/2022/2022-05/rdp-2022-05-non-technical-summary.pdf
Housing Leverage in Australia
1 Jul 2003
RDP
2003-09
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2003/2003-09.html
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How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
Similarly, DTI ratios can be sustainably higher in countries that have structural features that either reduce the volatility of economic activity or the costs to the economy of borrower defaults, or ... For example, banks are more vulnerable to losses if
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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Credit Loss Modelling
20 Sep 2022
RDP
2022-03
This could to some extent reflect the incentive to strategically default when borrowers have little equity in their loan. ... and legal frameworks, LVR distribution, and borrower and bank characteristics are more similar to those in Australia.
https://www.rba.gov.au/publications/rdp/2022/2022-03/credit-loss-modelling.html
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The Algorithm
15 Dec 2016
RDP
2016-11
On each day, the algorithm checks all transactions (from borrower to lender) between each pair of banks to determine if any could feasibly include an interest payment (with feasibility determined by
https://www.rba.gov.au/publications/rdp/2016/2016-11/algorithm.html
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China's Evolving Monetary Policy Framework in International Context
1 Dec 2019
RDP
2019-11
Research Discussion Paper – RDP 2019-11 China's Evolving Monetary Policy Framework in International Context. Bradley Jones and Joel Bowman. December 2019. 1.87. MB. 1. Introduction. Much like the broader economy, monetary policy in China continues
https://www.rba.gov.au/publications/rdp/2019/2019-11/full.html
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