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1–4 of 4 collapsed search results for borrower

RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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The Liberalisation and Integration of Domestic Financial Markets in Western Pacific Economies

1 Sep 1995 RDP 9506
Gordon de Brouwer
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1995/9506.html

A Discussion on Domestic Integration

1 Sep 1995 RDP 9506
Gordon de Brouwer
This rate was formally liberalised in January 1989, but informal practices ensured that it initially remained relatively inflexible: banks met considerable borrower resistance in trying to implement a market-based lending ... rate when the rate was first
https://www.rba.gov.au/publications/rdp/1995/9506/discussion-on-domestic-integration.html

Conclusion

1 Sep 1995 RDP 9506
Gordon de Brouwer
The riskiness of private borrowers and the poor health of the banking system were shown to have a significant, deleterious effect on the level of loan rates in the region. ... Second, competition in banking is crucial, both to securing greater rewards
https://www.rba.gov.au/publications/rdp/1995/9506/conclusion.html

Deposit and Loan Pricing Rules Under Fiat and Market Regimes

1 Sep 1995 RDP 9506
Gordon de Brouwer
monopoly power in the determination of loan rates, implying l=l(L) and l'(L)<0 since banks must reduce the loan rate to attract borrowers. ... One way to do this in the model is to include utility functions of depositors and borrowers which are concave
https://www.rba.gov.au/publications/rdp/1995/9506/deposit-and-loan-pricing-rules-under-fiat-and-market-regimes.html