Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Introduction
10 Nov 2022
RDP
2022-06
Another strand in the literature supports the ‘supply’ channel in which creditworthiness is private information and local income inequality serves as a ‘signal’ to screen borrowers.
https://www.rba.gov.au/publications/rdp/2022/2022-06/introduction.html
Non-technical summary for ‘The Rise in Household Liquidity’
10 Nov 2022
RDP
2022-06
This has a number of important implications:. For investment debt, it suggests that these middle-income borrowers are trying to close the ‘income gap’ with their rich neighbours through investment that
https://www.rba.gov.au/publications/rdp/2022/2022-06/non-technical-summary.html
Do Australian Households Borrow to Keep up with the Joneses?
10 Nov 2022
RDP
2022-06
Another strand in the literature supports the ‘supply’ channel in which creditworthiness is private information and local income inequality serves as a ‘signal’ to screen borrowers.
https://www.rba.gov.au/publications/rdp/2022/2022-06/full.html