Search: acquirer
RBA Glossary definition for acquirer
acquirer – An institution that provides a merchant with facilities to accept card payments
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Australian Banking Risk: The Stock Market’s Assessment and the Relationship Between Capital and Asset Volatility
1 Dec 2009
RDP
PDF
458KB
An alternativeapproach which the guarantor could follow is to locate a purchaser for the failedbank; the acquirer would receive all assets of the bank – both tangible andintangible – and would assume all
https://www.rba.gov.au/publications/rdp/1999/pdf/rdp1999-09.pdf
Competition Between Payment Systems
15 Apr 2009
RDP
PDF
243KB
Club. The absence of separateissuers and acquirers in the model makes it appropriate to such a setting. ... Despite the absence of distinct issuers and acquirers (and consequent lack ofexplicit interchange fees), the model could arguably still be used to
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions
21 Mar 2003
Submissions
the need to negotiate bilateral agreements with established participants can put both new issuers and acquirers at a competitive disadvantage. ... schemes, which are expected to reduce credit card interchange fee amounts paid by acquirers by around $350
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/
Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper
8 May 2024
Submissions
Submissions – Payments System Proposed merger between Armaguard and Prosegur. Submission to the ACCC. October 2022. Download the Submission 6.7. MB. Note: Some statements have been redacted. The Reserve Bank of Australia (the Reserve Bank) has
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html
Competition Between Payment Systems: Results
15 Apr 2009
RDP
PDF
273KB
Reserve Bank of Australia. Reserve Bank of AustraliaEconomic Research Department. 2009. -03. RESEARCHDISCUSSIONPAPER. Competition Between Payment Systems: Results. George Gardner and Andrew Stone. RDP 2009-03. COMPETITION BETWEEN PAYMENT
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-03.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments
8 May 2024
Submissions
These are then passed on to merchants by acquirers in the form of a higher merchant service fees. ... For most card transactions, the interchange fee is paid by the acquirer to the issuer.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions
28 Dec 2019
Submissions
The rollout of new technology by card acquirers has enabled the widespread acceptance of contactless ‘tap and go’ card payments, which now account for around 80 per cent of consumer card
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html
A Model of Competing Payment Systems
17 Apr 2009
RDP
2009-02
The absence of separate issuers and acquirers in the model makes it appropriate to such a setting. ... Despite the absence of distinct issuers and acquirers (and consequent lack of explicit interchange fees), the model could arguably still be used to
https://www.rba.gov.au/publications/rdp/2009/2009-02/model-competing-payment-systems.html
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003
7 May 2008
Submissions
PDF
26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf
Reforms to the Payment Systems (Regulation) Act 1998
1 Dec 2023
Submissions
PDF
446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf