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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Appendix A: Additional Detailed Results

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
Interchange fees (issuers to acquirers). 0.49. 0.04. Memo item: average withdrawal value. ... Card acquirer. 0.11. 0.10. Merchants. na. 0.30. Of which: tender time.
https://www.rba.gov.au/publications/rdp/2014/2014-14/appendix-a.html

Resource Costs of Payments

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
Fees to acquirers. 0.32. 0.02. 0.08. Other transfers (including fraud). 0.00. ... 0.38. na. 0.45. Transfers. 1.69. na. 0.83. Fees to acquirers. 1.63.
https://www.rba.gov.au/publications/rdp/2014/2014-14/resource-costs-payments.html

Private Net Costs

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
Merchants pay large net transfers to acquirers mostly in the form of merchant service fees, although they recoup a small proportion of the cost by surcharging consumers using these instruments. ... Acquirers receive a net transfer as only part of the
https://www.rba.gov.au/publications/rdp/2014/2014-14/private-net-costs.html

Appendix D: Description of Survey of SMEs

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
Questions were designed to be answered using information from bank statements and fee statements from acquirers or other service providers.
https://www.rba.gov.au/publications/rdp/2014/2014-14/appendix-d.html

Methodology

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
Similarly, some merchants were unable to distinguish between the costs of different types of card payments in the information provided to them by their acquirers.
https://www.rba.gov.au/publications/rdp/2014/2014-14/methodology.html

Small Businesses Costs

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
In part, this may owe to some SMEs receiving blended rates for these products from their acquirers.
https://www.rba.gov.au/publications/rdp/2014/2014-14/small-businesses-costs.html