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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
First, they argue that competition in the issuer/acquirer market will be reduced because an administratively set interchange fee will eliminate the possibility of bilateral bargaining between issuers and acquirers to ... flow from acquirer to issuer, is
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Appendix A: Additional Detailed Results

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
Interchange fees (issuers to acquirers). 0.49. 0.04. Memo item: average withdrawal value. ... Card acquirer. 0.11. 0.10. Merchants. na. 0.30. Of which: tender time.
https://www.rba.gov.au/publications/rdp/2014/2014-14/appendix-a.html
See 5 more results from "RDP 2014-14"

The Evolution of Payment Costs in Australia

11 Apr 2019 RDP PDF 1298KB
Similarly, some merchants were unable to distinguish between the costs of different types of card payments in the information provided to them by their acquirers.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf

The Personal Credit Card Market in Australia: Pricing over the Past Decade

10 Mar 2012 Bulletin – March 2012
Iris Chan, Sophia Chong and Stephen Mitchell
sole acquirer for transactions on its cards, and typically also the sole issuer. ... and Visa cards, and have been able to use the threat of surcharging in their negotiations with acquirers.
https://www.rba.gov.au/publications/bulletin/2012/mar/7.html

Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

8 May 2024 Submissions
Card acquirers and merchants would incur costs in updating terminal software, and in some cases hardware. ... As noted above, PIN@POS implementation involves material costs on the part of issuers, acquirers, merchants and cardholders.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html

Bulletin September Quarter 2022

14 Sep 2022 Bulletin - September 2022 PDF 8931KB
https://www.rba.gov.au/publications/bulletin/2022/sep/pdf/bulletin-2022-09.pdf

The Personal Credit Card Market in Australia: Pricing over the Past Decade

14 Mar 2012 Bulletin PDF 162KB
Reserve Bank of Australia Bulletin March Quarter 2012
https://www.rba.gov.au/publications/bulletin/2012/mar/pdf/bu-0312-7.pdf

Returns on Equity, Cost of Equity and the Implications for Banks

16 Mar 2017 Bulletin – March 2017
David Norman
Returns on equity for the major Australian banks have declined of late, following equity raisings in 2015. At the same time, estimates of the cost of raising new equity appear to have fallen very little, despite large declines in risk-free rates.
https://www.rba.gov.au/publications/bulletin/2017/mar/6.html

Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions

8 May 2024 Submissions
A coordinated approach will make the adjustment process less burdensome for merchants, acquirers and gateways compared with a situation where they adopt/promote 3D Secure independently.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html

Reform of the Payments System

16 Mar 2005 Bulletin PDF 58KB
Address by Dr Philip Lowe, Assistant Governor (Financial System) to Visa Interantional Australia and New Zealand Member Forum 2 March 2005 Werribee
https://www.rba.gov.au/publications/bulletin/2005/mar/pdf/bu-0305-3.pdf