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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
First, they argue that competition in the issuer/acquirer market will be reduced because an administratively set interchange fee will eliminate the possibility of bilateral bargaining between issuers and acquirers to ... flow from acquirer to issuer, is
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Appendix A: Additional Detailed Results

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
Interchange fees (issuers to acquirers). 0.49. 0.04. Memo item: average withdrawal value. ... Card acquirer. 0.11. 0.10. Merchants. na. 0.30. Of which: tender time.
https://www.rba.gov.au/publications/rdp/2014/2014-14/appendix-a.html
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List of tables

20 Sep 2018 PSB Annual Report – 2018
15.0 cents or 0.200%. (a) Fees are paid by the acquirer to the issuer, except for transactions involving a cash-out component. ... 8.0. Ceiling. –. 15.0 cents or 0.200%. (a) Fees are paid by the acquirer to the issuer, except for transactions involving
https://www.rba.gov.au/publications/annual-reports/psb/2018/tables.html

The Evolution of Payment Costs in Australia

11 Apr 2019 RDP PDF 1298KB
Similarly, some merchants were unable to distinguish between the costs of different types of card payments in the information provided to them by their acquirers.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf

List of tables

14 Sep 2017 PSB Annual Report – 2017
15.0 or 0.2%. (a) Fees are paid by the acquirer to the issuer, except for transactions involving a cash-out component. ... Ceiling. –. 0.80. –. 0.80. (a) Fees are paid by the acquirer to the issuer.
https://www.rba.gov.au/publications/annual-reports/psb/2017/tables.html

Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

8 May 2024 Submissions
Card acquirers and merchants would incur costs in updating terminal software, and in some cases hardware. ... As noted above, PIN@POS implementation involves material costs on the part of issuers, acquirers, merchants and cardholders.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html

List of tables

12 Sep 2014 PSB Annual Report – 2014
a) Fees are paid by the acquirer to the issuer, except for transactions involving a cash-out component. ... appointed by the Reserve Bank from ‘retail acquirers’ group. First Data.
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html

Debit Cards

20 Sep 2005 PSB Annual Report – 2005
The proposed standard for EFTPOS interchange fees would limit these fees on the basis of eligible costs incurred by specified acquirers. ... These eligible costs are limited to the processing and switching costs of acquirers.
https://www.rba.gov.au/publications/annual-reports/psb/2005/debit-cards.html

List of tables

24 Oct 2016 PSB Annual Report – 2016
12.0. 12.0. 12.0. (a) Fees are paid by the acquirer to the issuer, except for transactions involving a cash-out component.
https://www.rba.gov.au/publications/annual-reports/psb/2016/tables.html

List of tables

2 Oct 2013 PSB Annual Report – 2013
Fees are paid by the acquirer to the issuer (i.e. ... 0. 12.0. (a) Fees are paid by the acquirer to the issuer, except for transactions involving a cash-out component.
https://www.rba.gov.au/publications/annual-reports/psb/2013/tables.html