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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

13 Jun 2023 Submissions
First, they argue that competition in the issuer/acquirer market will be reduced because an administratively set interchange fee will eliminate the possibility of bilateral bargaining between issuers and acquirers to ... flow from acquirer to issuer, is
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

The Evolution of Payment Costs in Australia

11 Apr 2019 RDP PDF 1298KB
Similarly, some merchants were unable to distinguish between the costs of different types of card payments in the information provided to them by their acquirers.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf

Appendix A: Additional Detailed Results

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
Interchange fees (issuers to acquirers). 0.49. 0.04. Memo item: average withdrawal value. ... Card acquirer. 0.11. 0.10. Merchants. na. 0.30. Of which: tender time.
https://www.rba.gov.au/publications/rdp/2014/2014-14/appendix-a.html
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A History of Australian Equities

1 Jun 2019 RDP 2019-04
Thomas Mathews
Note: (a) As at June 2019; if the company has been acquired or merged, this is the name/rank of the acquirer or new entity; see ‘Notes’.
https://www.rba.gov.au/publications/rdp/2019/2019-04/full.html
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Conclusions

17 Apr 2009 RDP 2009-03
George Gardner and Andrew Stone
For example, our ECR model does not incorporate ‘business stealing’ considerations, nor does it allow for separate issuers and acquirers (being a model of competing three-party rather than four-party
https://www.rba.gov.au/publications/rdp/2009/2009-03/conclusions.html

Methodology

1 Nov 1999 RDP 1999-09
Marianne Gizycki and Brenton Goldsworthy
An alternative approach which the guarantor could follow is to locate a purchaser for the failed bank; the acquirer would receive all assets of the bank – both tangible and intangible – and
https://www.rba.gov.au/publications/rdp/1999/1999-09/methodology.html

A History of Australian Equities

31 Jul 2019 RDP PDF 1467KB
and mergers in the interim. Note: (a) As at June 2019; if the company has been acquired or merged, this is the name/rank of the acquirer or new entity; see.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-04.pdf

Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

19 May 2023 Submissions
Card acquirers and merchants would incur costs in updating terminal software, and in some cases hardware. ... As noted above, PIN@POS implementation involves material costs on the part of issuers, acquirers, merchants and cardholders.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html

Australian Banking Risk: The Stock Market’s Assessment and the Relationship Between Capital and Asset Volatility

1 Dec 2009 RDP PDF 458KB
An alternativeapproach which the guarantor could follow is to locate a purchaser for the failedbank; the acquirer would receive all assets of the bank – both tangible andintangible – and would assume all
https://www.rba.gov.au/publications/rdp/1999/pdf/rdp1999-09.pdf

Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions

21 Mar 2003 Submissions
the need to negotiate bilateral agreements with established participants can put both new issuers and acquirers at a competitive disadvantage. ... schemes, which are expected to reduce credit card interchange fee amounts paid by acquirers by around $350
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/