Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Valuing Safety and Privacy in Retail Central Bank Digital Currency
11 Apr 2024
RDP
2024-02
Research Discussion Paper – RDP 2024-02 Valuing Safety and Privacy in Retail Central Bank Digital Currency. Zan Fairweather, Denzil Fiebig, Adam Gorajek, Rochelle Guttmann, June Ma and Jack Mulqueeney. April 2024. 1.55. MB. 146. KB. Supplementary
https://www.rba.gov.au/publications/rdp/2024/2024-02.html
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How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
However, our analysis finds that the banks would likely be resilient to such a scenario because of the significant amount of collateral backing their mortgage lending (that is, the moderate ... and how (mortgage) debt is taxed (since that affects the
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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The Effect of Zoning on Housing Prices
8 Mar 2018
RDP
2018-03
Research Discussion Paper – RDP 2018-03 The Effect of Zoning on Housing Prices. Ross Kendall and Peter Tulip. March 2018. 1.48. MB. 502. KB. housing. Zoning regulations provide benefits, but they also restrict housing supply and hence raise prices.
https://www.rba.gov.au/publications/rdp/2018/2018-03.html
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The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment
31 Jan 2023
RDP
2023-01
I use heterogeneous willingness to pay (WTP) data from a stated preference experiment in Fuster and Zafar (2021) to estimate the effects of changes in mortgage rates and collateral constraints on ... Changing the mortgage rate has the same average effect
https://www.rba.gov.au/publications/rdp/2023/2023-01.html
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MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA's Macroeconometric Model
18 Jan 2022
RDP
2022-01
Research Discussion Paper – RDP 2022-01 MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA's Macroeconometric Model. Anthony Brassil, Mike Major and Peter Rickards. January 2022. 1.71. MB. Supplementary information. banking, COVID-19,
https://www.rba.gov.au/publications/rdp/2022/2022-01.html
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Macrofinancial Stress Testing on Australian Banks
20 Sep 2022
RDP
2022-03
Research Discussion Paper – RDP 2022-03 Macrofinancial Stress Testing on Australian Banks. Nicholas Garvin, Samuel Kurian, Mike Major and David Norman. September 2022. Supplementary information. financial stability, banking, modelling.
https://www.rba.gov.au/publications/rdp/2022/2022-03.html
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The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
Research Discussion Paper – RDP 2022-08 The Consequences of Low Interest Rates for the Australian Banking Sector. Anthony Brassil. December 2022. 1.6. MB. 435. KB. Supplementary information. banking, interest rates, monetary policy. There is a
https://www.rba.gov.au/publications/rdp/2022/2022-08.html
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The Household Cash Flow Channel of Monetary Policy
1 Dec 2016
RDP
2016-12
Australia has a relatively high share of borrowers with variable-rate mortgage debt by international standards (at around 80 per cent of all mortgages). ... The variable-rate mortgage borrower is assumed to face the average advertised interest rate on
https://www.rba.gov.au/publications/rdp/2016/2016-12/full.html
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Australian Money Market Divergence: Arbitrage Opportunity or Illusion?
16 Sep 2019
RDP
2019-09
Research Discussion Paper – RDP 2019-09 Australian Money Market Divergence: Arbitrage Opportunity or Illusion? Belinda Cheung and Sebastien Printant. September 2019. 1.5. MB. Supplementary information. banking, financial markets, interest rates,
https://www.rba.gov.au/publications/rdp/2019/2019-09.html
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Emergency Liquidity Injections
10 Oct 2019
RDP
2019-10
Research Discussion Paper – RDP 2019-10 Emergency Liquidity Injections. Nicholas Garvin. October 2019. 2. MB. 460. KB. banking, financial markets, liquidity, monetary policy. This paper compares the effectiveness of different forms of emergency
https://www.rba.gov.au/publications/rdp/2019/2019-10.html
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