Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Statistical Method for Estimating Willingness to Pay
19 Apr 2024
RDP
2024-02
RDP 2024-02: Valuing Safety and Privacy in Retail Central Bank Digital Currency 4. Statistical Method for Estimating Willingness to Pay. Zan Fairweather, Denzil Fiebig, Adam Gorajek, Rochelle Guttmann, June Ma and Jack Mulqueeney. Download the Paper
https://www.rba.gov.au/publications/rdp/2024/2024-02/statistical-method-for-estimating-willingness-to-pay.html
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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
27 Nov 2023
RDP
2023-08
Research Discussion Paper – RDP 2023-08 The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey. Tanya Livermore. , Jack Mulqueeney. , Thuong Nguyen. and Benjamin Watson. November 2023. 1.10. MB. 1.
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html
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The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
21 Jun 2023
RDP
2023-05
Research Discussion Paper – RDP 2023-05 The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data. Callan Windsor, Terhi Jokipii and Matthieu Bussiere. June 2023. 1.3. MB. Supplementary
https://www.rba.gov.au/publications/rdp/2023/2023-05.html
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Read me file
12 May 2023
RDP
2023-04
CodeYield data extract. Code file:. ‘mp_surprise_save_sub_set_curve_data_day.R’. Input folder:. Input datafindur-outputs. Input files:. ... Cash rate – obtained from RBA statistical table F17. – Mortgage spread – Mortgage rate less cash rate,
https://www.rba.gov.au/publications/rdp/2023/2023-04/read-me.html
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The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment
31 Jan 2023
RDP
2023-01
I use heterogeneous willingness to pay (WTP) data from a stated preference experiment in Fuster and Zafar (2021) to estimate the effects of changes in mortgage rates and collateral constraints on ... Changing the mortgage rate has the same average effect
https://www.rba.gov.au/publications/rdp/2023/2023-01.html
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The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
Research Discussion Paper – RDP 2022-08 The Consequences of Low Interest Rates for the Australian Banking Sector. Anthony Brassil. December 2022. 1.6. MB. 435. KB. Supplementary information. banking, interest rates, monetary policy. There is a
https://www.rba.gov.au/publications/rdp/2022/2022-08.html
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Introduction
13 Dec 2022
RDP
2022-07
Figure 1: Non-bank ABS Issuance and Pricing. Notes: (a) AAA-rated notes of prime residential mortgage-backed securities (RMBS) and other ABS, spread to 1-month bank bill swap rates
https://www.rba.gov.au/publications/rdp/2022/2022-07/introduction.html
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Do Australian Households Borrow to Keep up with the Joneses?
10 Nov 2022
RDP
2022-06
Next, I check the results across a number of other sub-samples for robustness. ... Total. Mortgage. Non-mortgage. Total. Home. Other property. Gini coefficient. 0.00. (0.01).
https://www.rba.gov.au/publications/rdp/2022/2022-06/full.html
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Read me file
11 Oct 2022
RDP
2022-04
RDP 2022-04: The Unit-effect Normalisation in Set-identified Structural Vector Autoregressions Read me file. Matthew Read. October 2022. This ‘read me’ file contains instructions about how to replicate the results in RDP 2022-04. The data are
https://www.rba.gov.au/publications/rdp/2022/2022-04/read-me.html
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Macrofinancial Stress Testing on Australian Banks
20 Sep 2022
RDP
2022-03
Research Discussion Paper – RDP 2022-03 Macrofinancial Stress Testing on Australian Banks. Nicholas Garvin, Samuel Kurian, Mike Major and David Norman. September 2022. Supplementary information. financial stability, banking, modelling.
https://www.rba.gov.au/publications/rdp/2022/2022-03.html
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