Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
22 Jul 2020
RDP
2020-03
Research Discussion Paper – RDP 2020-03 The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis. ... I explore the determinants of mortgage defaults in Australia. Specifically, I use a novel two-stage hazard
https://www.rba.gov.au/publications/rdp/2020/2020-03.html
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Housing Prices, Mortgage Interest Rates and the Rising Share of Capital Income in the United States
9 Jun 2016
RDP
2016-04
Research Discussion Paper – RDP 2016-04 Housing Prices, Mortgage Interest Rates and the Rising Share of Capital Income in the United States.
https://www.rba.gov.au/publications/rdp/2016/2016-04.html
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The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data
11 Jul 2019
RDP
2019-06
Research Discussion Paper – RDP 2019-06 The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data. ... consumption, debt, households, income and wealth. We explore the relationship between owner-occupier mortgage debt and
https://www.rba.gov.au/publications/rdp/2019/2019-06.html
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Macroprudential Limits on Mortgage Products: The Australian Experience
26 Jul 2021
RDP
2021-07
Research Discussion Paper – RDP 2021-07 Macroprudential Limits on Mortgage Products: The Australian Experience. ... Unlike similar policies in other countries, these imposed limits on particular mortgage products – first investor mortgages, then
https://www.rba.gov.au/publications/rdp/2021/2021-07.html
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Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
25 Nov 2014
RDP
2014-13
Research Discussion Paper – RDP 2014-13 Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data Abstract. ... KB. banking, debt, financial markets, households, households, housing. We investigate the factors associated with
https://www.rba.gov.au/publications/rdp/2014/2014-13.html
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Appendix D: The Measurement of Subprime Mortgage Lending
31 Dec 2013
RDP
2013-05
RDP 2013-05: Liquidity Shocks and the US Housing Credit Crisis of 2007–2008 Appendix D: The Measurement of Subprime Mortgage Lending. ... First, it may be biased as the share of high-priced mortgages can change over time due to changes in the yield
https://www.rba.gov.au/publications/rdp/2013/2013-05/appendix-d.html
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Household Liquidity and Mortgage Debt Dynamics
10 Nov 2021
RDP
2021-10
it. ) and an interaction between that dummy and the change in mortgage debt. (. ... prices, as well as lagged levels of both liquid assets and mortgage debt.
https://www.rba.gov.au/publications/rdp/2021/2021-10/household-liquidity-and-mortgage-debt-dynamics.html
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The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
21 Jun 2023
RDP
2023-05
Research Discussion Paper – RDP 2023-05 The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data. Callan Windsor, Terhi Jokipii and Matthieu Bussiere. June 2023. 1.3. MB. Supplementary
https://www.rba.gov.au/publications/rdp/2023/2023-05.html
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Appendix A. Model Specification for RBA76
1 Sep 1979
RDP
7904
LMAP. Mortgage approvals of permanent building societies. LMAS. Mortgage approvals of savings banks. ... mortgage rate, %. RMOR. Interest rate on private first mortgages, N.S.W., %. RP. Gross payroll tax rate, ratio. RPBL. Interest rate on permanent
https://www.rba.gov.au/publications/rdp/1979/7904/appendix-a.html
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Valuing Safety and Privacy in Retail Central Bank Digital Currency
11 Apr 2024
RDP
2024-02
Research Discussion Paper – RDP 2024-02 Valuing Safety and Privacy in Retail Central Bank Digital Currency. Zan Fairweather, Denzil Fiebig, Adam Gorajek, Rochelle Guttmann, June Ma and Jack Mulqueeney. April 2024. 1.55. MB. 146. KB. Supplementary
https://www.rba.gov.au/publications/rdp/2024/2024-02.html
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