Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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The Distributional Effects of Monetary Policy: Evidence from Local Housing Markets
1 Feb 2020
RDP
2020-02
0.724). 0.043. (0.768). 0.153. (2.155). Mortgage servicing share (%). 0.133. (3.339). ... In addition, the OLS model suggests that these results are driven by high mortgage servicing ratios, as opposed to rental payments.
https://www.rba.gov.au/publications/rdp/2020/2020-02/full.html
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Emergency Liquidity Injections
10 Oct 2019
RDP
2019-10
Research Discussion Paper – RDP 2019-10 Emergency Liquidity Injections. Nicholas Garvin. October 2019. 2. MB. 460. KB. banking, financial markets, liquidity, monetary policy. This paper compares the effectiveness of different forms of emergency
https://www.rba.gov.au/publications/rdp/2019/2019-10.html
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Do Australian Households Borrow to Keep up with the Joneses?
10 Nov 2022
RDP
2022-06
Next, I check the results across a number of other sub-samples for robustness. ... Total. Mortgage. Non-mortgage. Total. Home. Other property. Gini coefficient. 0.00. (0.01).
https://www.rba.gov.au/publications/rdp/2022/2022-06/full.html
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The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
Research Discussion Paper – RDP 2021-01 The Role of Collateral in Borrowing. Nicholas Garvin, David W Hughes and José-Luis Peydró. January 2021. 1,785. Supplementary information. banking, debt, financial markets, interest rates, money. This
https://www.rba.gov.au/publications/rdp/2021/2021-01.html
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The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data
9 Jul 2019
RDP
PDF
2076KB
The Effect of Mortgage Debt on Consumer Spending: Evidence from. Household-level Data. ... The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-06.pdf
A Density-based Estimator of Core/Periphery Network Structures: Analysing the Australian Interbank Market
14 Feb 2018
RDP
2018-01
Research Discussion Paper – RDP 2018-01 A Density-based Estimator of Core/Periphery Network Structures: Analysing the Australian Interbank Market. Anthony Brassil and Gabriela Nodari. February 2018. 1.62. MB. Supplementary information. banking,
https://www.rba.gov.au/publications/rdp/2018/2018-01.html
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Research Discussion Papers – 2021
19 Jan 2021
RDP
Gabrielle Penrose and Gianni La Cava. RDP 2021-07 Macroprudential Limits on Mortgage Products: The Australian Experience.
https://www.rba.gov.au/publications/rdp/2021/
Research Discussion Papers – 2020
6 Jan 2020
RDP
Keaton Jenner and Peter Tulip. RDP 2020-03 The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis.
https://www.rba.gov.au/publications/rdp/2020/
MARTIN Has Its Place: A Macroeconometric Model of the Australian Economy
1 Aug 2019
RDP
2019-07
RBA. NMR. Mortgage rate. Per cent. Nominal. RBA. NMRSP. Mortgage rate spread to cash rate. ... rewi. Export-weighted exchange rate index. Log. Real. BIS, RBA. RMR. Mortgage rate.
https://www.rba.gov.au/publications/rdp/2019/2019-07/full.html
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Appendix A: Data Details
12 Sep 2014
RDP
2014-06
Total. (Table 1 entry). Average 10-year fixed mortgage rate. 7.5. less term premium. ... 1.3. equals average expected mortgage rate. 6.2. less expected inflation. 2.8.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html
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