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RBA Glossary definition for PIN

PIN – Personal Identification Number

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Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

8 May 2024 Submissions
APPLICATION FOR INTERIM AUTHORISATION IN RELATION TO A JOINT COMMUNICATIONS STRATEGY FOR PIN@POS. ... Further, a communications strategy that highlights and encourages greater voluntary use of PINs is likely to help ensure a smoother transition period
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html

Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

8 May 2024 Submissions
of the card (which is generally an easier task than obtaining the correct PIN). ... than purely as a communication initiative for adoption of PIN@POS to combat fraud.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html

Payments System | Submissions | Payments System | Submissions

8 May 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/payments-system/

Submissions

8 May 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
the merchants accept PIN-based EFTPOS cards, including Hudson's Bay Company, Safeway, Sears and Wal-Mart. ... The United States had around 12,000 POS terminals per million inhabitants (and most of these do not accept PIN-based debit cards).
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Cards

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
Further, a range of other technological innovations is likely to have increased the use of cards, including the introduction of PIN authentication (which decreases the tender time of a card payment ... Contactless card payments were used for a wide range
https://www.rba.gov.au/publications/rdp/2014/2014-05/cards.html
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Data

23 Apr 2019 RDP 2019-03
Jonathan Kearns, Andreas Schrimpf and Fan Dora Xia
announcements. This approach ensures exogeneity of the measured monetary policy shocks, and hence us allows to pin down the direction of spillovers in a causal sense. ... Our daily interest rate data are taken from Bloomberg. Note that, while the three
https://www.rba.gov.au/publications/rdp/2019/2019-03/data.html
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Card Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
During the pandemic, the payments industry also facilitated a move to contactless transactions by increasing the transaction limit below which a PIN was not required for a contactless card payment from ... While the increase in the contactless
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html
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Payment Cards

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
Most in-person card payments are now made using contactless functionality rather than by inserting the card into the terminal (and then entering a PIN), and consumers are increasingly storing their ... Payment providers have facilitated a move to
https://www.rba.gov.au/publications/rdp/2020/2020-06/payment-cards.html
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Resource Costs of Payments

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
Signature- and PIN-based card transactions are reported by merchants to be slower than cash but considerably quicker than cheques. ... Concurrently, costs have been boosted by higher staff wages and investment expenditure associated with terminal
https://www.rba.gov.au/publications/rdp/2014/2014-14/resource-costs-payments.html
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