Search: Nominal interest rate
RBA Glossary definition for Nominal interest rate
Nominal interest rate – The nominal interest rate refers to the cost of borrowing money before adjustment for inflation i.e. it includes compensation for the expected erosion of the value of the borrowed funds due to inflation. It is the cost visible to the borrower, and is composed of the real interest rate plus inflation.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
meant by the ‘low interest rate environment’. Rather than referring to rates that are temporarily low,. ... evidence. In jurisdictions with a negative policy rate, retail deposit interest rates remained close to.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
Economic Outlook
10 Nov 2023
SMP
– November 2023
Economic Outlook | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/economic-outlook.html
Risk Effects Versus Monetary Effects in the Determination of Short-term Interest Rates
19 Nov 2012
RDP
PDF
451KB
An equation for nominal interest rates of various. maturities is derived, together with exact expressions for the theoretical. ... alternative approach, taking a simple macroeconomic equation for the. determination of nominal interest rates under price
https://www.rba.gov.au/publications/rdp/1987/pdf/rdp8708.pdf
Domestic Financial Conditions
4 Nov 2022
SMP
– November 2022
Interest rates on new variable-rate loans remain around 50 basis points lower than on outstanding loans. ... Graph 3.22. Table 3.2: Average Outstanding Housing Rates. September 2022. Interest rate in Sep 2022.
https://www.rba.gov.au/publications/smp/2022/nov/domestic-financial-conditions.html
Doing Less, with Less: Capital Misallocation, Investment and the Productivity Slowdown in Australia
16 Mar 2023
RDP
PDF
1288KB
nominal interest rates hit the effective lower bound. While a range of explanations for weak productivity growth have been advanced, credible accounts. ... Jenner 2019). This low level of non-mining investment occurred despite declines in interest rates.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-03.pdf
Appendix D: Glossary and Data
31 Dec 2005
RDP
2005-11
All levels variables are expressed in logs except: interest rates, bond market inflation expectations and the tariff rate series trf (which are expressed as decimals); together with the Southern Oscillation Index. ... Source: Export price indices and
https://www.rba.gov.au/publications/rdp/2005/2005-11/appendix-d.html
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An Empirical Model of Australian Interest Rates, Exchange Rates and Monetary Policy
19 Nov 2012
RDP
PDF
729KB
For example, if nominal interest rates increase because inflation is expected to increase, the exchange rate will probably depreciate, contrary to the predictions of the portfolio balance. ... interest rates and the $A/$US exchange rate contemporaneously,
https://www.rba.gov.au/publications/rdp/1990/pdf/rdp9009.pdf
Can We Use High-frequency Yield Data to Better Understand the Effects of Monetary Policy and Its Communication? Yes and No!
1 May 2023
RDP
PDF
1465KB
the future path of interest rates and premia based on data on yields. ... Many papers incorporate specific interest rates, such as the cash rate, or other short-term interest.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-04.pdf
Does Monetary Policy Affect Non-mining Business Investment in Australia? Evidence from BLADE
7 Jan 2024
RDP
PDF
1715KB
A. reduction of the policy interest rate stimulates investment by: increasing aggregate demand;. ... change on investment. Indeed, a negative relationship between investment and interest rates is.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-09.pdf
The Rise in Household Liquidity
10 Nov 2021
RDP
2021-10
Specifically, disinflation and falling real interest rates have increased housing prices and housing deposits, and have also made it easier to amortise existing debt. ... The relevant interest rate is derived from RBA statistical table ‘F5 Indicator
https://www.rba.gov.au/publications/rdp/2021/2021-10/full.html
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