Search: Net interest spread
RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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A Model of the Australian Housing Market
1 Mar 2019
RDP
2019-01
It estimates responses to interest rates, allowing for feedback between quantities and prices. ... Figure 6 shows our estimated response of dwelling investment to real interest rates.
https://www.rba.gov.au/publications/rdp/2019/2019-01/full.html
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The Apartment Shortage
30 Jul 2020
RDP
PDF
3814KB
Factors. boosting demand include interest rates, taxes, financialisation and immigration at a national level. ... but not Sydney or Melbourne. In net terms they tend to be offsetting.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-04.pdf
Where's the Money? An Investigation into the Whereabouts and Uses of Australian Banknotes
1 Dec 2018
RDP
2018-12
It is difficult to know the net effect of these factors and so we use the minimum loss rate of the paper denominations to estimate a lower bound and the maximum ... If the net effect of all these potential issues had large effects on banknote life, we
https://www.rba.gov.au/publications/rdp/2018/2018-12/full.html
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Macroprudential Limits on Mortgage Products: The Australian Experience
26 Jul 2021
RDP
2021-07
Banks cut back targeted mortgage types by raising interest rates on those mortgages. ... Banks' use of interest rates to target credit growth has been less studied.
https://www.rba.gov.au/publications/rdp/2021/2021-07/full.html
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MARTIN Has Its Place: A Macroeconometric Model of the Australian Economy
20 Aug 2019
RDP
PDF
1571KB
investment, asset prices and the interest payments (and receipts) of households and businesses. ... relationship between consumption, household income and net wealth (Figure 3).13 This relationship.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-07.pdf
Cost-benefit Analysis of Leaning against the Wind
1 Jul 2019
RDP
2019-05
Table 1: Illustrative Example – Effect of a 100 Basis Point Increase in Interest Rates. ... For example, empirical evidence suggests that changes in interest rates have an effect on the leverage of financial firms, risk-taking behaviour, asset prices
https://www.rba.gov.au/publications/rdp/2019/2019-05/full.html
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Start Spreading the News: News Sentiment and Economic Activity in Australia
23 Dec 2020
RDP
2020-08
So it allows us to study the causal effect of interest rates on sentiment more generally. ... where s. a. is the net positivity score for article a and f.
https://www.rba.gov.au/publications/rdp/2020/2020-08/full.html
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Job Loss, Subjective Expectations and Household Spending
18 Aug 2021
RDP
2021-08
For example, a small decline in annual spending in the year of job loss would not tell us if the household reduced spending a little but spread it out over the ... In this set-up, households are assumed to be infinitely lived, face constant interest rates
https://www.rba.gov.au/publications/rdp/2021/2021-08/full.html
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The Distributional Effects of Monetary Policy: Evidence from Local Housing Markets
14 Feb 2020
RDP
PDF
1878KB
findings fit together. Do interest rates contribute to housing price variation across regions? ... inequality, which is surprising given the strong relationship between interest rates and housing.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-02.pdf
China's Evolving Monetary Policy Framework in International Context
1 Dec 2019
RDP
2019-11
monetary policy implementation such as open market operations and the corridor system for interest rates. ... This included strict interest rate controls on both deposits and loans, bank-by-bank credit ceilings and provincial- and industry-level credit
https://www.rba.gov.au/publications/rdp/2019/2019-11/full.html
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