Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
Search Results
Box B: Have Business Profits Contributed to Inflation?
5 May 2023
SMP
– May 2023
Box B: Have Business Profits Contributed to Inflation? | Statement on Monetary Policy – May 2023
https://www.rba.gov.au/publications/smp/2023/may/box-b-have-business-profits-contributed-to-inflation.html
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
21 Jun 2023
RDP
2023-05
Our analysis confirms the empirical regularity that declining interest rates reduce banks’ net interest margins. ... Importantly, the effect of lower interest rates on net interest margins is larger than the effect on asset returns, suggesting that
https://www.rba.gov.au/publications/rdp/2023/2023-05.html
See 11 more results from "RDP 2023-05"
Financial Conditions
6 Feb 2024
SMP
– February 2024
Financial Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/financial-conditions.html
List of tables
10 Aug 2008
SMP
– August 2008
Net exports. (b). 1.0. 0.7. 2.1. GDP. 0.7. 0.6. 3.6. Non-farm GDP. ... 0.30. 1.99. Non-conforming. 11.71. 0.15. 2.09. Personal loans. Margin loans. 10.54.
https://www.rba.gov.au/publications/smp/2008/aug/tables.html
Domestic Financial Conditions
5 May 2023
SMP
– May 2023
Domestic Financial Conditions | Statement on Monetary Policy – May 2023
https://www.rba.gov.au/publications/smp/2023/may/domestic-financial-conditions.html
Economic Conditions
6 Feb 2024
SMP
– February 2024
Economic Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/economic-conditions.html
List of tables
10 Feb 2007
SMP
– February 2007
1.05. 0.80. 0.00. (a) RBA estimates. Sources: APRA; RBA. Table 11: Interest Margins and Losses on Housing Loans. ... Basis points. 2000. 2002. 2004. 2006. Prime, full-documentation loans. Interest margin.
https://www.rba.gov.au/publications/smp/2007/feb/tables.html
The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
Banks' net interest margins (NIMs) – the difference between their interest income and interest expenses (as a share of assets) – will fall with interest rates if spreads remain constant. ... When combined with the interest rates on their
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
See 5 more results from "RDP 2022-08"
Domestic Economic Conditions
10 Nov 2023
SMP
– November 2023
Domestic Economic Conditions | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/domestic-economic-conditions.html
BA-MARTIN in Detail
18 Jan 2022
RDP
2022-01
Banks' net interest margins (net interest income as a share of assets) equal their average lending rates ( r. ... D. ,. t. ]. L. t. ⎵. Net interest margin. }. where. τ.
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html
See 3 more results from "RDP 2022-01"