Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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DSGE Reno: Adding a Housing Block to a Small Open Economy Model
1 Apr 2018
RDP
2018-04
relatively high sensitivity of housing investment to changes in interest rates (e.g. ... t. is the nominal interest rate factor, and starred variables denote foreign quantities.
https://www.rba.gov.au/publications/rdp/2018/2018-04/full.html
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Wage Growth Puzzles and Technology
21 Sep 2018
RDP
PDF
1423KB
prices and increase profit margins rather than passing most of it on to their workforce in higher. ... confidence in keeping interest rates lower for longer. A fair amount of work has been done on how the growing take-up of information and.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-10.pdf
Emergency Liquidity Injections
1 Oct 2019
RDP
2019-10
Banks would never become distressed if securities could always be liquidated at net present value. ... r. P. 1. >. r. P. 2. , but equal interest rates across the two policies.
https://www.rba.gov.au/publications/rdp/2019/2019-10/full.html
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Trends in the Australian Banking System: Implications for Financial System Stability and Monetary Policy
1 Dec 2009
RDP
PDF
156KB
The banks attempted to rebuild their balance sheet positions by maintainingrelatively high margins. ... 15. housing loan approvals.8 This has placed downward pressure on housing loaninterest rate margins, with the margin between the standard rate paid on
https://www.rba.gov.au/publications/rdp/1999/pdf/rdp1999-05.pdf
Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
11 Dec 2018
RDP
PDF
1641KB
artificially boosted estimated banknote life (as all denominations were affected, the net result on our. ... interest rates. Unlike card payments, however, the value of cash payments is not observed directly.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf
Results
1 Dec 1994
RDP
9409
The net measure, which nets the add-ons across all contracts for each counterparty does particularly well – overall outperforming the net time bands method. ... 6. Turning first to the comparison of the add-ons with potential exposure, when the 1992
https://www.rba.gov.au/publications/rdp/1994/9409/result.html
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Financialisation and the Term Structure of Commodity Risk Premiums
1 May 2017
RDP
2017-03
Moreover, the net hedging pressure theory should be more relevant when considering horizons over which participants want to hedge. ... We define NHP to be net commercial positions, scaled by gross commercial positions, or:.
https://www.rba.gov.au/publications/rdp/2017/2017-03/full.html
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Credit Supply and Demand and the Australian Economy
31 Jan 2006
RDP
PDF
637KB
As the economy enters a downturn corporate net worth falls, raising agency costs and hence the loan rate relative to the riskless interest rate. ... Such outcomes are theoretically plausible, because loan demand is influenced by the level of interest
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9208.pdf
The GFC Investment Tax Break
1 Jun 2018
RDP
2018-07
where β. RD. is the regression discontinuity estimate, Y. i. is the variable of interest, X. ... met. The coefficient of interest, β, captures the discontinuity at the revenue threshold.
https://www.rba.gov.au/publications/rdp/2018/2018-07/full.html
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Is Housing Overvalued?
4 Feb 2015
RDP
PDF
1164KB
For interest rates, we use the average fixed 10-year mortgage rate, less a term premium of 1.3 percentage points. ... The net result is to make home ownership slightly more attractive, relative to renting.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-06.pdf