Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Emergency Liquidity Injections
3 Oct 2019
RDP
PDF
2093KB
sales. However, low interest rates on emergency lending also incentivise liquidity risk-taking and. ... outside investment option. The outside investment has continuously decreasing net returns that are.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-10.pdf
The Role of Credit Supply in the Australian Economy
28 Jan 2015
RDP
PDF
817KB
Figure 3: Difficulty Obtaining Finance Net balance of firms reporting difficulty obtaining finance. ... 11. Figure 4: Difficulty Obtaining Finance Net balance of firms reporting difficulty obtaining finance.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-02.pdf
Global Trends
31 Dec 2006
RDP
2006-12
This has reduced interest margins on housing loans, lowering real interest rates paid by mortgage borrowers. ... NZ. Increased competition; expansion in fixed-rate loans. Reduction in interest margins; increased capacity to pay.
https://www.rba.gov.au/publications/rdp/2006/2006-12/global-trends.html
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The Evolving Structure of the Australian Financial System
1 Dec 2009
RDP
PDF
129KB
11 Currently around 60 per cent of banks’ income is accounted for by net interest. ... This has typically involved verylow fees for transactions services, with bank revenue essentially coming from thenet interest margin, a system often described as one
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf
Cost-benefit Analysis of Leaning against the Wind
5 Jul 2019
RDP
PDF
1512KB
a large margin’. In the ‘average probability’ scenario of the International Monetary Fund. ... Nine years from initial increase in interest rates. Assumption Benefit-cost ratio(a).
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-05.pdf
A Model of the Australian Housing Market
5 Mar 2019
RDP
PDF
1639KB
It estimates. responses to interest rates, allowing for feedback between quantities and prices. ... demeaned. We estimate from March quarter 1987, following the deregulation of mortgage interest.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-01.pdf
The Apartment Shortage
5 Aug 2020
RDP
2020-04
18. Finance (7 per cent). 29. 28. 26. Developer's margin (17 per cent). ... Table 3 makes additional allowances for interest and developer's margins. These returns reflect compensation for the risks taken by creditors and equity holders respectively.
https://www.rba.gov.au/publications/rdp/2020/2020-04/full.html
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The Role of Superannuation in the Financial Sector and in Aggregate Saving: A Review of Recent Trends
19 Apr 2007
RDP
PDF
960KB
Source: Interest and net contributions, from Annual National Accounts, ABS. Assets and valuation effects, see Appendix. ... Indeed, a plausible case could be made that the net of all these effects is close to zero, given that the private sector's net
https://www.rba.gov.au/publications/rdp/1991/pdf/rdp9112.pdf
Housing Prices, Mortgage Interest Rates and the Rising Share of Capital Income in the United States
25 May 2016
RDP
PDF
1165KB
include net interest paid and net current transfer payments (or insurance settlements); ‘Rental income of persons’ is the. ... owner is the net imputed rent (gross imputed rent less mortgage interest payments).
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-04.pdf
Financial Intermediation and Securities Markets
1 Oct 1996
RDP
9605
This has typically involved very low fees for transactions services, with bank revenue essentially coming from the net interest margin, a system often described as one involving ‘implicit’ interest payments to ... No. 6203.0 and Reserve Bank of
https://www.rba.gov.au/publications/rdp/1996/9605/financial-intermediation-and-securities-markets.html
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