Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Main Equations
8 Oct 2019
RDP
2019-01
Figure 6 shows our estimated response of dwelling investment to real interest rates. ... because they control for many other variables affected by interest rates (e.g.
https://www.rba.gov.au/publications/rdp/2019/2019-01/main-equations.html
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Emergency Liquidity Injections
3 Oct 2019
RDP
PDF
2093KB
sales. However, low interest rates on emergency lending also incentivise liquidity risk-taking and. ... outside investment option. The outside investment has continuously decreasing net returns that are.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-10.pdf
Sensitivity Analysis
13 Sep 2019
RDP
2019-09
Figure 8: Sensitivity of Net Returns. Net returns at alternative debt funding rates. ... the return to slightly more favourable net returns as described in this paper.
https://www.rba.gov.au/publications/rdp/2019/2019-09/sensitivity-analysis.html
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Australian Money Market Divergence: Arbitrage Opportunity or Illusion?
12 Sep 2019
RDP
PDF
1464KB
the covered interest parity condition has been well documented.2 Possible explanations include. ... under swap) we find the net return becomes more negative as borrower creditworthiness.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-09.pdf
Introduction
10 Jul 2019
RDP
2019-05
We also ignore some leading criticisms. Many commentators argue that interest rates are often not the best tool for addressing financial imbalances. ... These variables can have substantial effects on future spending decisions – for example, through
https://www.rba.gov.au/publications/rdp/2019/2019-05/introduction.html
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Cost-benefit Analysis of Leaning against the Wind
5 Jul 2019
RDP
PDF
1512KB
a large margin’. In the ‘average probability’ scenario of the International Monetary Fund. ... Nine years from initial increase in interest rates. Assumption Benefit-cost ratio(a).
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-05.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
5. Private Net Costs 33 5.1 MasterCard & Visa Credit Cards 36 5.2 Debit Cards 37 5.3 Cash 38. ... Finally, cheques are the most resource intensive of the payment methods considered by the study by a considerable margin, costing over $5 per transaction.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
A Model of the Australian Housing Market
5 Mar 2019
RDP
PDF
1639KB
It estimates. responses to interest rates, allowing for feedback between quantities and prices. ... demeaned. We estimate from March quarter 1987, following the deregulation of mortgage interest.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-01.pdf
The GFC Investment Tax Break
16 Jan 2019
RDP
PDF
1792KB
investment tax break, so our work is also of direct interest to Australian policymakers. ... bandwidth as we are including observations far away from the point of interest, with.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-07.pdf
Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
11 Dec 2018
RDP
PDF
1641KB
artificially boosted estimated banknote life (as all denominations were affected, the net result on our. ... interest rates. Unlike card payments, however, the value of cash payments is not observed directly.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf