Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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The Apartment Shortage
30 Jul 2020
RDP
PDF
3814KB
but not Sydney or Melbourne. In net terms they tend to be offsetting. ... Table 3. makes additional allowances for interest and developer’s margins. These returns reflect.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-04.pdf
How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
vulnerabilities. For example, rising incomes or structurally lower nominal interest rates both allow. ... of falling interest rates and rising house prices. Table 3: Additional Regression Results.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
The Link between the Cash Rate and Market Interest Rates
1 Dec 2009
RDP
PDF
179KB
The resultingchange in intermediaries' interest rate margins has been the subject of considerabledebate and comment over recent years.2. ... The smoothing means that at the trough of an interest rate cycle,margins are large.
https://www.rba.gov.au/publications/rdp/1995/pdf/rdp9504.pdf
The Term Funding Facility: Has It Encouraged Business Lending?
13 Dec 2022
RDP
2022-07
It is clear that the TFF reduced banks' funding costs and led to lower interest rates throughout the economy. ... Some papers examined both the extensive (i.e. participation in the TLTRO relative to non-participation) and intensive margin effects (i.e.
https://www.rba.gov.au/publications/rdp/2022/2022-07/full.html
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Valuing Safety and Privacy in Retail Central Bank Digital Currency
11 Apr 2024
RDP
2024-02
2023) and increased web search interest for banking stress topics in Australia (Figure 3, top panel). ... Figure 3: Web Search Interest in Australia. October 2017 to September 2022 average = 100.
https://www.rba.gov.au/publications/rdp/2024/2024-02/full.html
Doing Less, with Less: Capital Misallocation, Investment and the Productivity Slowdown in Australia
22 Mar 2023
RDP
2023-03
It will also make it harder to conduct monetary policy, as it will mean lower potential growth and real neutral interest rates, increasing the likelihood that nominal interest rates hit the ... This low level of non-mining investment occurred despite
https://www.rba.gov.au/publications/rdp/2023/2023-03/full.html
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Demand Shocks, Inflation and the Business Cycle
30 Nov 2009
RDP
PDF
72KB
While margins appear to move pro-cyclically, there is adegree of asymmetry in their behaviour. ... The results were not qualitativelydifferent from those obtained using the net balance statistic.
https://www.rba.gov.au/publications/rdp/1994/pdf/rdp9411.pdf
A Model of the Australian Housing Market
1 Mar 2019
RDP
2019-01
It estimates responses to interest rates, allowing for feedback between quantities and prices. ... Figure 6 shows our estimated response of dwelling investment to real interest rates.
https://www.rba.gov.au/publications/rdp/2019/2019-01/full.html
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Stress Testing the Australian Household Sector Using the HILDA Survey
5 Mar 2015
RDP
PDF
1095KB
Therefore, interest rate rises tend to increase the share of households with negative financial margins, and thus the share of households assumed to default. ... LGD falls after the interest rate shock). For larger increases in interest rates, the share
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-01.pdf
The GFC Investment Tax Break
16 Jan 2019
RDP
PDF
1792KB
investment tax break, so our work is also of direct interest to Australian policymakers. ... bandwidth as we are including observations far away from the point of interest, with.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-07.pdf