Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Doing Less, with Less: Capital Misallocation, Investment and the Productivity Slowdown in Australia
22 Mar 2023
RDP
2023-03
It will also make it harder to conduct monetary policy, as it will mean lower potential growth and real neutral interest rates, increasing the likelihood that nominal interest rates hit the ... This low level of non-mining investment occurred despite
https://www.rba.gov.au/publications/rdp/2023/2023-03/full.html
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Valuing Safety and Privacy in Retail Central Bank Digital Currency
4 Apr 2024
RDP
PDF
1594KB
increased web search interest for banking stress topics in Australia (Figure 3, top panel). ... Figure 3: Web Search Interest in Australia. October 2017 to September 2022 average = 100.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-02.pdf
The Apartment Shortage
30 Jul 2020
RDP
PDF
3814KB
but not Sydney or Melbourne. In net terms they tend to be offsetting. ... Table 3. makes additional allowances for interest and developer’s margins. These returns reflect.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-04.pdf
Identifying Repo Market Microstructure from Securities Transactions Data
1 Aug 2018
RDP
2018-09
Table 4: Detected Repos with Non-rounded Simple Interest Rates. As a percentage of detected repos. ... 1. 4. 3. 10. 6. 12. 4. 4. 44. C3(ii): zero implied interest.
https://www.rba.gov.au/publications/rdp/2018/2018-09/full.html
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Housing Prices, Mortgage Interest Rates and the Rising Share of Capital Income in the United States
1 May 2016
RDP
2016-04
on land, closing costs and property management fees; ‘Net mortgage interest payments’ include net interest paid and net current transfer payments (or insurance settlements); ‘Rental income of persons’ is the net ... TR. ). Table 3: Net Housing
https://www.rba.gov.au/publications/rdp/2016/2016-04/full.html
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The Link between the Cash Rate and Market Interest Rates
1 Dec 2009
RDP
PDF
179KB
The resultingchange in intermediaries' interest rate margins has been the subject of considerabledebate and comment over recent years.2. ... The smoothing means that at the trough of an interest rate cycle,margins are large.
https://www.rba.gov.au/publications/rdp/1995/pdf/rdp9504.pdf
Central Counterparty Links and Clearing System Exposures
2 Feb 2015
RDP
PDF
3395KB
Collateralisation under interoperability is modelled by Mägerle and Nellen (2011).Using a model of margin requirements in a multi-CCP environment, they show thatinteroperable CCPs would collect the same initial margins ... This is because the
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-12.pdf
How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
vulnerabilities. For example, rising incomes or structurally lower nominal interest rates both allow. ... of falling interest rates and rising house prices. Table 3: Additional Regression Results.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
b). 0.424. (0.042). 0.337. (0.033). 0.363. (0.032). Real interest rate. (b). ... Lower real interest rates and financial liberalisation can account for much of the remaining increase.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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Cost-benefit Analysis of Leaning against the Wind
1 Jul 2019
RDP
2019-05
Table 1: Illustrative Example – Effect of a 100 Basis Point Increase in Interest Rates. ... However, interest rates may affect financial instability through different (and at least partly independent) channels.
https://www.rba.gov.au/publications/rdp/2019/2019-05/full.html
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