Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
Search Results
MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA’s Macroeconometric Model
12 Jan 2022
RDP
PDF
1774KB
Banks’ net interest margins (net interest income as a share of assets) equal their average lending rates ( ,A tr ), minus their average debt funding costs ( ,D tr ) times their ... Net interest margin. 1 1400. 1 1400. tt e A t D t t.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-01.pdf
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
In the repo market, moreover, there is more activity in the extensive margin (i.e. ... β. ). ε. l. b. d. m. where. β. is the coefficient vector of interest.
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
See 4 more results from "RDP 2021-01"
The Role of Collateral in Borrowing
14 Jan 2021
RDP
PDF
1784KB
second-best collateral (i.e. semis) expands, while interest rates against first-best collateral. ... the extensive margin (i.e. number of counterparties borrowed from), consistent with collateral.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-01.pdf
How Many Jobs Did JobKeeper Keep?
2 Dec 2020
RDP
PDF
1843KB
employees in those firms experienced no net job loss, while the number of jobs held by employees. ... is the parameter of most interest to policymakers. Due to data limitations, our calculation of the.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-07.pdf
How Many Jobs Did JobKeeper Keep?
23 Nov 2020
RDP
2020-07
JobKeeper) to obtain an estimate of the effect of JobKeeper on employment, which is the parameter of most interest to policymakers. ... Our parameter of interest is. δ. , which is the effect of JobKeeper worker eligibility on employment.
https://www.rba.gov.au/publications/rdp/2020/2020-07/full.html
See 1 more results from "RDP 2020-07"
How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
b). 0.424. (0.042). 0.337. (0.033). 0.363. (0.032). Real interest rate. (b). ... Lower real interest rates and financial liberalisation can account for much of the remaining increase.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
See 2 more results from "RDP 2020-05"
How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
vulnerabilities. For example, rising incomes or structurally lower nominal interest rates both allow. ... of falling interest rates and rising house prices. Table 3: Additional Regression Results.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
The Apartment Shortage
5 Aug 2020
RDP
2020-04
18. Finance (7 per cent). 29. 28. 26. Developer's margin (17 per cent). ... Table 3 makes additional allowances for interest and developer's margins. These returns reflect compensation for the risks taken by creditors and equity holders respectively.
https://www.rba.gov.au/publications/rdp/2020/2020-04/full.html
See 3 more results from "RDP 2020-04"
The Apartment Shortage
30 Jul 2020
RDP
PDF
3814KB
but not Sydney or Melbourne. In net terms they tend to be offsetting. ... Table 3. makes additional allowances for interest and developer’s margins. These returns reflect.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-04.pdf
The Model
9 Oct 2019
RDP
2019-10
Banks would never become distressed if securities could always be liquidated at net present value. ... To generate interest revenues, most FIs invest in less liquid and/or longer-maturity assets.
https://www.rba.gov.au/publications/rdp/2019/2019-10/the-model.html
See 3 more results from "RDP 2019-10"