Search: Net interest margin

Sort by: Relevance Date
1–2 of 2 collapsed search results for Net interest margin

RBA Glossary definition for Net interest margin

Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.

Search Results

How Risky is Australian Household Debt?

25 Aug 2020 RDP 2020-05
Jonathan Kearns, Mike Major and David Norman
b). 0.424. (0.042). 0.337. (0.033). 0.363. (0.032). Real interest rate. (b). ... Lower real interest rates and financial liberalisation can account for much of the remaining increase.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html

Stress Testing Household Debt

25 Aug 2020 RDP 2020-05
Jonathan Kearns, Mike Major and David Norman
This increased leverage makes a given asset shock larger for the same household net wealth position. ... About one-third of households with a negative financial margin have sufficient liquid assets to avoid default after two years.
https://www.rba.gov.au/publications/rdp/2020/2020-05/stress-testing-household-debt.html