Search: Net interest margin

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1–3 of 3 collapsed search results for Net interest margin

RBA Glossary definition for Net interest margin

Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.

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BA-MARTIN in Detail

18 Jan 2022 RDP 2022-01
Anthony Brassil, Mike Major and Peter Rickards
Banks' net interest margins (net interest income as a share of assets) equal their average lending rates ( r. ... D. ,. t. ]. L. t. ⎵. Net interest margin. }. where. τ.
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html

MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA's Macroeconometric Model

18 Jan 2022 RDP 2022-01
Anthony Brassil, Mike Major and Peter Rickards
For a given level of lending spreads, a reduction in funding spreads or the cash rate directly reduces banks' net interest margins (NIM = net interest income divided by interest-earning assets), ... Banks' net interest margins (net interest income as a
https://www.rba.gov.au/publications/rdp/2022/2022-01/full.html

BA-MARTIN in a Nutshell

18 Jan 2022 RDP 2022-01
Anthony Brassil, Mike Major and Peter Rickards
Higher unemployment, lower housing prices and higher interest rates all increase loan losses. ... For a given level of lending spreads, a reduction in funding spreads or the cash rate directly reduces banks' net interest margins (NIM = net interest
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-a-nutshell.html