Search: Net interest margin

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RBA Glossary definition for Net interest margin

Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.

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Financial Intermediation and Securities Markets

1 Oct 1996 RDP 9605
Malcolm Edey and Brian Gray
This has typically involved very low fees for transactions services, with bank revenue essentially coming from the net interest margin, a system often described as one involving ‘implicit’ interest payments to ... No. 6203.0 and Reserve Bank of
https://www.rba.gov.au/publications/rdp/1996/9605/financial-intermediation-and-securities-markets.html

Conclusion

1 Oct 1996 RDP 9605
Malcolm Edey and Brian Gray
The net effect can be viewed as a general shift in the nature of the ‘production technology’ of financial services. ... has clearly begun to affect their interest margins.
https://www.rba.gov.au/publications/rdp/1996/9605/conclusion.html