Search: Net interest margin

Sort by: Relevance Date
1–10 of 1,411 search results for Net interest margin

RBA Glossary definition for Net interest margin

Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.

Search Results

The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data

8 Jun 2023 RDP PDF 1310KB
Our analysis confirms the empirical. regularity that declining interest rates reduce banks’ net interest margins. ... Keywords: interest rates, bank profitability, net interest margin, monetary policy. Table of Contents.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf

Non-technical summary for 'The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country…

16 Jun 2023 RDP PDF 188KB
RDP 2023-05 non-technical summary
https://www.rba.gov.au/publications/rdp/2023/2023-05/rdp-2023-05-non-technical-summary.pdf

Box B: Have Business Profits Contributed to Inflation?

5 May 2023 SMP – May 2023
Box B: Have Business Profits Contributed to Inflation? | Statement on Monetary Policy – May 2023
https://www.rba.gov.au/publications/smp/2023/may/box-b-have-business-profits-contributed-to-inflation.html

The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data

21 Jun 2023 RDP 2023-05
Callan Windsor, Terhi Jokipii and Matthieu Bussiere
Our analysis confirms the empirical regularity that declining interest rates reduce banks’ net interest margins. ... Importantly, the effect of lower interest rates on net interest margins is larger than the effect on asset returns, suggesting that
https://www.rba.gov.au/publications/rdp/2023/2023-05.html
See 11 more results from "RDP 2023-05"

Domestic Financial Conditions

5 May 2023 SMP – May 2023
Domestic Financial Conditions | Statement on Monetary Policy – May 2023
https://www.rba.gov.au/publications/smp/2023/may/domestic-financial-conditions.html

List of tables

10 Aug 2008 SMP – August 2008
Net exports. (b). 1.0. 0.7. 2.1. GDP. 0.7. 0.6. 3.6. Non-farm GDP. ... 0.30. 1.99. Non-conforming. 11.71. 0.15. 2.09. Personal loans. Margin loans. 10.54.
https://www.rba.gov.au/publications/smp/2008/aug/tables.html

Read me file for The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data

16 Jun 2023 RDP PDF 98KB
RDP 2023-05 supplementary information
https://www.rba.gov.au/publications/rdp/2023/2023-05/rdp-2023-05-read-me.pdf

Financial Conditions

6 Feb 2024 SMP – February 2024
Financial Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/financial-conditions.html

The Consequences of Low Interest Rates for the Australian Banking Sector

21 Dec 2022 RDP 2022-08
Anthony Brassil
Banks' net interest margins (NIMs) – the difference between their interest income and interest expenses (as a share of assets) – will fall with interest rates if spreads remain constant. ... When combined with the interest rates on their
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
See 5 more results from "RDP 2022-08"

Economic Conditions

6 Feb 2024 SMP – February 2024
Economic Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/economic-conditions.html