Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Demand Shocks, Inflation and the Business Cycle
30 Nov 2009
RDP
PDF
72KB
While margins appear to move pro-cyclically, there is adegree of asymmetry in their behaviour. ... The results were not qualitativelydifferent from those obtained using the net balance statistic.
https://www.rba.gov.au/publications/rdp/1994/pdf/rdp9411.pdf
The GFC Investment Tax Break
16 Jan 2019
RDP
PDF
1792KB
investment tax break, so our work is also of direct interest to Australian policymakers. ... bandwidth as we are including observations far away from the point of interest, with.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-07.pdf
Stress Testing the Australian Household Sector Using the HILDA Survey
5 Mar 2015
RDP
PDF
1095KB
Therefore, interest rate rises tend to increase the share of households with negative financial margins, and thus the share of households assumed to default. ... LGD falls after the interest rate shock). For larger increases in interest rates, the share
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-01.pdf
Appendix A: Data Details
12 Sep 2014
RDP
2014-06
equals Real interest rate (r). 3.3. Council rates. 0.3. plus repairs. ... Earlier data are difficult to interpret but do not clearly point to a change in expected margins.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html
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How Many Jobs Did JobKeeper Keep?
2 Dec 2020
RDP
PDF
1843KB
employees in those firms experienced no net job loss, while the number of jobs held by employees. ... is the parameter of most interest to policymakers. Due to data limitations, our calculation of the.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-07.pdf
The Algorithm Performance
15 Aug 2018
RDP
2018-09
Table 4: Detected Repos with Non-rounded Simple Interest Rates. As a percentage of detected repos. ... 1. 4. 3. 10. 6. 12. 4. 4. 44. C3(ii): zero implied interest.
https://www.rba.gov.au/publications/rdp/2018/2018-09/the-algorithm-performance.html
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How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
b). 0.424. (0.042). 0.337. (0.033). 0.363. (0.032). Real interest rate. (b). ... Lower real interest rates and financial liberalisation can account for much of the remaining increase.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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Housing Prices, Mortgage Interest Rates and the Rising Share of Capital Income in the United States
1 May 2016
RDP
2016-04
on land, closing costs and property management fees; ‘Net mortgage interest payments’ include net interest paid and net current transfer payments (or insurance settlements); ‘Rental income of persons’ is the net ... TR. ). Table 3: Net Housing
https://www.rba.gov.au/publications/rdp/2016/2016-04/full.html
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Profitability
31 Dec 2013
RDP
2013-15
This rapid increase in assets was only partially offset by a sustained contraction in net interest margins due to increased competition. ... George. (a) The NIM (net interest margin) includes a cross-product term arising from the interaction between
https://www.rba.gov.au/publications/rdp/2013/2013-15/profitability.html
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Financial Reform in Australia and China
4 Feb 2015
RDP
PDF
1153KB
reforms, and can help overcome entrenched vested interests that otherwise postpone necessary reforms’. ... 19 Restrictions on interest-bearing investments in Australia by foreign private banks were also.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-10.pdf