Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Bulletin
29 Jan 2024
Bulletin
- January 2024
PDF
5775KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bulletin-2024-01.pdf
Bulletin March Quarter 2023
8 Jun 2023
Bulletin
- March 2023
PDF
7038KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bulletin-2023-03.pdf
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
capital ratios may have implications for funding spreads and net interest income (hence profitability). ... tax profits. Collectively, these components (net interest income and credit losses, along with the.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
Statement on Monetary Policy
10 Aug 2005
Bulletin
– August 2005
Statement on Monetary Policy-August 2005
https://www.rba.gov.au/publications/bulletin/2005/aug/1.html
Semi-Annual Statement on Monetary Policy
10 May 1998
Bulletin
– May 1998
Few borrowers are under any cash-flow constraint as a result of interest payments. ... tightening (see Table 4, which shows the net change in official interest rates in industrial countries over the past year).
https://www.rba.gov.au/publications/bulletin/1998/may/2.html
Bulletin June Quarter 2023
29 Sep 2023
Bulletin
- June 2023
PDF
7089KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/bulletin-2023-06.pdf
Developments in Banks' Funding Costs and Lending Rates
20 Mar 2014
Bulletin
– March 2014
This article updates previous Reserve Bank research on how developments in the composition and pricing of banks' funding have affected their overall cost of funding and the setting of lending rates (Deans and Stewart 2012; Robertson and Rush 2013).
https://www.rba.gov.au/publications/bulletin/2014/mar/8.html
Statement on Monetary Policy
10 Feb 2003
Bulletin
– February 2003
house prices and low interest rates, spurring greater borrowing against rising house values. ... There have been net purchases of some $960 million over the past three months.
https://www.rba.gov.au/publications/bulletin/2003/feb/1.html
Semi-Annual Statement on Monetary Policy
10 May 1997
Bulletin
– May 1997
The impact of those cash rate reductions on home mortgage borrowers has been reinforced by a significant compression of intermediaries' interest margins in that area. ... Cuts in official interest rates in the second half of 1996 have been reinforced by
https://www.rba.gov.au/publications/bulletin/1997/may/1.html
Results
11 Sep 2015
RDP
2015-01
An increase in interest rates leads to an increase in debt-servicing costs for indebted households, lowering their financial margins. ... Therefore, interest rate rises tend to increase the share of households with negative financial margins, and thus
https://www.rba.gov.au/publications/rdp/2015/2015-01/results.html
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