Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Bulletin
18 Apr 2024
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/
Developments in Banks’ Funding Costs and Lending Rates
20 Mar 2013
Bulletin
PDF
1391KB
Reserve Bank of Australia Bulletin March 2013
https://www.rba.gov.au/publications/bulletin/2013/mar/pdf/bu-0313-7.pdf
Developments in Banks’ Funding Costs and Lending Rates
19 Mar 2014
Bulletin
PDF
1167KB
Reserve Bank of Australia Bulletin March 2014
https://www.rba.gov.au/publications/bulletin/2014/mar/pdf/bu-0314-8.pdf
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
21 Jun 2023
RDP
2023-05
Our analysis confirms the empirical regularity that declining interest rates reduce banks’ net interest margins. ... Importantly, the effect of lower interest rates on net interest margins is larger than the effect on asset returns, suggesting that
https://www.rba.gov.au/publications/rdp/2023/2023-05.html
See 11 more results from "RDP 2023-05"
The Impact of the Capital Market Turbulence on Banks' Funding Costs
10 Jun 2009
Bulletin
– June 2009
Information published by the major banks in their financial statements on net interest margins (NIM) for their Australian operations shows that, in the half-year to March 2009, the average NIM ... Overall, banks' net interest margins have risen a little
https://www.rba.gov.au/publications/bulletin/2009/jun/1.html
Bank Fees in Australia
10 Jul 2001
Bulletin
– July 2001
Graph 1. In earlier analysis published by the Reserve Bank it was concluded that these reductions in net interest margins in recent years have significantly exceeded the increases in banks' fee ... margins. It is also informative to compare the changes
https://www.rba.gov.au/publications/bulletin/2001/jul/1.html
Consumer Credit and Household Finances
10 Jun 1999
Bulletin
– June 1999
This contrasts with experience in earlier decades when the household sector had consistently been a net recipient of interest. ... The rise in dividend receipts has partly offset the deterioration in households' net interest position.
https://www.rba.gov.au/publications/bulletin/1999/jun/2.html
Banking Fees in Australia
10 Apr 2003
Bulletin
– April 2003
from the reductions in banks' interest margins that have occurred over the past decade. ... Graph 6 shows the sum of the major banks' net interest income and fee income, as a percentage of bank assets.
https://www.rba.gov.au/publications/bulletin/2003/apr/1.html
Semi-Annual Statement on Monetary Policy
10 Nov 1997
Bulletin
– November 1997
the ASEAN-4 region), in some cases by a large margin (Table 3). ... There has probably been some effect of the interest of Asian investors, which is now likely to abate.
https://www.rba.gov.au/publications/bulletin/1997/nov/2.html
Bank Fees in Australia
10 Jun 1999
Bulletin
– June 1999
Table 6: Estimated Cost of Fees on Deposits and Loans and Reduction in Interest Margins. ... Operating income is defined as net interest income (interest received less interest paid) plus non-interest income.
https://www.rba.gov.au/publications/bulletin/1999/jun/1.html