Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
Housing Finance | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector |…
10 Jul 2008
Submissions
high LVR loans, which allow borrowers that do not have a deposit to cover the transaction costs associated with buying a home. ... These loans have maximum LVRs of up to 105 per cent, and are only offered by a few specialist lenders;.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/housing-finance.html
Deposits, Mortgages and SME Lending | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
This includes the investor, non-resident, high-LVR and interest-only segments, as well as some regions. ... Major banks typically offer advertised and unadvertised discounts below the benchmark rate, with the discount dependent on factors such as the
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/deposits-mortgages-and-sme-lending.html
Submission to the Inquiry into Affordable Housing - February 2014
17 Mar 2014
Submissions
PDF
1303KB
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/pdf/inquiry-affordable-housing.pdf
Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
Lenders generally use mortgage insurance for riskier loans, such as those loans originated with loan-to-valuation ratios (LVRs) 80 per cent. ... However, there could be significant indirect effects. For example, without the ability to transfer risk to
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html
Drivers of Demand | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
LVRs permitted on mortgages have increased relative to the situation a few decades ago.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/drivers-of-demand.html
Submission to the Financial System Inquiry March 2014
10 Nov 2017
Submissions
PDF
3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf
Trends in Lending | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
High loan-to-valuation ratio (LVR) loans were marketed by an increasing number of lenders, allowing borrowers to access the property market with either a small or no deposit.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/trends.html
Productivity Commission Inquiry on First Home Ownership
14 Nov 2003
Submissions
PDF
438KB
PRODUCTIVITY. COMMISSION INQUIRY. ON. FIRST HOME. OWNERSHIP. November 2003. Submission by. RESERVE BANK OF AUSTRALIA. ii. TABLE OF CONTENTS. Page. Executive Summary ……………………………… 1. 1. The Australian Housing Market: Prices,
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/pdf/inquiry-productivity-commission-on-first-home.pdf
The Regulatory Response to the Global Financial Crisis | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
Policymakers have capped loan-to-valuation ratios (LVRs) and debt-servicing ratios (DSRs) to dampen activity in their housing markets, and tightened mortgage underwriting and loan amortisation standards. ... New Zealand, Norway, Sweden and Finland have
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/regulatory-response-to-the-global-financial-crisis.html
Senate Economics References Committee Inquiry into Competition within the Australian Banking Sector
6 Dec 2010
Submissions
PDF
261KB
Inquiry into Competition within the Australian Banking Sector
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/pdf/inquiry-competition-within-australian-banking-sector-2010.pdf