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RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

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The Property Ladder after the Financial Crisis: The First Step is a Stretch but Those Who Make It Are Doing OK

1 Sep 2017 RDP 2017-05
John Simon and Tahlee Stone
A consequence of higher purchase prices is that FHBs have had to save a much larger deposit despite maintaining a similar median loan-to-valuation ratio (LVR) of around 83 per ... 5 per cent of the purchase price), only required for high LVR loans and
https://www.rba.gov.au/publications/rdp/2017/2017-05/full.html
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The Property Ladder after the Financial Crisis: The First Step is a Stretch but Those Who Make It Are Doing OK

6 Sep 2017 RDP PDF 1368KB
despite maintaining a similar median loan-to-valuation ratio (LVR) of around 83 per cent.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-05.pdf

The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data

9 Jul 2019 RDP PDF 2076KB
The Effect of Mortgage Debt on Consumer Spending: Evidence from. Household-level Data. Fiona Price, Benjamin Beckers and Gianni La Cava. Research Discussion Paper. R D P 2019 - 06. Figures in this publication were generated using Mathematica. The
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-06.pdf

List of tables | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector |…

10 Jul 2008 Submissions
1. <. High LVR. – LVR of 90–100 per cent. ... 7. n/a. 16. 7. – LVR >100 per cent. 0. n/a. <. <.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/tables.html

Inquiry into home loan lending practices and processes

30 Aug 2007 Submissions PDF 114KB
Papers submitted to House of Representatives Standing Committee on Economics, Finance and Public Administration's Inquiry into home loan lending practices and processes
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-home-loan-lending-practices-and-processes/pdf/inquiry-home-loan-lending-practices-and-processes.pdf

Joint RBA-APRA Submission to the Inquiry into Home Lending Practices and Processes – August 2007 | Housing and Housing Finance | Submissions

8 Aug 2007 Submissions
Joint RBA-APRA Submission to the Inquiry into Home Lending Practices and Processes – August 2007
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-home-loan-lending-practices-and-processes/

Home Ownership Rates | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions

1 Jun 2015 Submissions
The maximum loan-to-valuation ratio (LVR) available in the Australian mortgage market has increased noticeably over recent decades, from the 80 per cent typical in the pre-deregulation period to ... Graph 17. Footnote. Mortgages in Australia with an
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/home-ownership-rates.html

Abbreviations | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
LCR. Liquidity coverage ratio. LMI. Lenders mortgage insurer. LVR. Loan-to-valuation ratios.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/abbreviations.html

Housing Finance | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector |…

10 Jul 2008 Submissions
high LVR loans, which allow borrowers that do not have a deposit to cover the transaction costs associated with buying a home. ... These loans have maximum LVRs of up to 105 per cent, and are only offered by a few specialist lenders;.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/housing-finance.html

RBA Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors

11 Jul 2008 Submissions PDF 147KB
Inquiry into Competition in the Banking and Non-Banking Sectors
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/pdf/inquiry-competition-in-banking-and-non-banking-sector.pdf