Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
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Asset Prices, Monetary and Other Policies
31 Dec 2010
RDP
2010-06
Also, regulations have evolved with the financial system. For example, maximum LVRs were increased to incorporate the use of lenders' mortgage insurance (LMI) (Yam 2009). ... In response, the HKMA decreased the maximum LVR on luxury properties (HK$20
https://www.rba.gov.au/publications/rdp/2010/2010-06/asset-prices-monetary.html
Asset Prices and Credit Cycles in Australia
31 Dec 2010
RDP
2010-06
A significant number of late entrants into the housing market in western Sydney had loans with high LVRs and low documentation. ... APRA now collects data on types of loans by banking institutions and LVRs on new loans.
https://www.rba.gov.au/publications/rdp/2010/2010-06/asset-prices-credit.html
Introduction
31 Dec 2010
RDP
2010-06
The few examples commonly cited include: Hong Kong in the early 1990s, with controls on loan-to-valuation ratios (LVRs); Spain's adoption of dynamic provisioning from 2000; the response in
https://www.rba.gov.au/publications/rdp/2010/2010-06/introduction.html
Australian Policy Developments
31 Dec 2010
RDP
2010-06
This had contributed to an increase in average LVRs for mortgages, an over-reliance (by lenders) on collateral as a signal of a borrower's suitability, and a decline in the
https://www.rba.gov.au/publications/rdp/2010/2010-06/australian-policy-developments.html